1850 Florence Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 1850 Florence Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,622 sqft · built 1983
Lot Size	17.3 acres (755,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Oct 2000)
Tax Bill	$12,166 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-340965`

Property Details

APN / Parcel Number

Primary APN	`04-340965`
Alternative APNs	`4340965` `340965`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Total Area
Basement Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	755,374 sqft (17.3 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	187 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	340965
Street Address	1850 FLORENCE RD
City	MOUNT AIRY
State	MD
Zip	21771-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	PAR A 17.3412A 1850 FLORENCE RD KOGAN TRUST PROPERTY
Legal Subdivision	KOGAN TRUST PROP
Legal Lot Number	A
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	3
Census Block	3018
Census Tract	604001

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1850 FLORENCE RD, MOUNT AIRY, MD 21771-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · ARM APL FCU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Mar 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2000 · Amount on Record
Deed Sale	Oct 23, 2000 · Amount on Record
Prior Sale	Nov 29, 1982 · Amount on Record
Deed Document Number	2000208079
Deed Book / Page	5238 / 311
Last Transfer Date	Mar 18, 2020
Transfer Doc	0192450327
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	1850 FLORENCE RD, MOUNT AIRY, MD 21771-3720
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAWYERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181480064
Date	Apr 25, 2018
Book Page	18148/064

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	1850 FLORENCE RD, MOUNT AIRY, MD 21771-3720
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203530233
Date	Mar 22, 2021
Book Page	20353/233

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 19, 2020
Property Address	1850 FLORENCE RD, MOUNT AIRY, MD 21771-3720
Document Number	0192450327
Book / Page	019245 / 000327
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1850 FLORENCE RD MOUNT AIRY MD 217713720, MOUNT AIRY, MD 21771-3720

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,166.00 (-0.57%) Homeowner's exemption	$924,133 (+4.23%)	$999,200 (+12.7%) Land $540,800 Building $458,400
2025	$12,236.00 (+3.68%) Homeowner's exemption	$886,600 (+10.43%) Land $445,800 Building $440,800	$886,600 (-) Land $445,800 Building $440,800
2024	$11,802.00 (+37.75%)
2023		$802,867	$886,600 Land $445,800 Building $440,800
2022	$8,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: EarthLink Business, MN FWA Buyer.

Cell Coverage

5G and 4G LTE (outdoors only)

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