1850 E Hubbard Rd, Ponca City, OK 74604 Property Records

Kay County property record for 1850 E Hubbard Rd, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 1994
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2014)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11628`

Property Details

APN / Parcel Number

Primary APN	`11628`
Alternative APN	`1990-11-026-02E-2-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11628
Street Address	1850 E HUBBARD RD
City	PONCA CITY
State	OK
Zip	74604-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - TRS 11-26-2E TR BEG NE/C NW/4 TH W330' TO POB, TH S400' W299.13' N400' E299.13 TO TR POB
Legal Range	02E
Legal Township	26N
Legal Section	11
Legal Subdivision	UNPLATTED PONCA CITY
Legal Block	26
Legal Lot Number	2E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	3
Census Block	3000
Census Tract	202

Owner

1850 E Hubbard Rd is owned and occupied by an individual who bought it in April 2014.

Source: Kay County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1850 E HUBBARD RD, PONCA CITY, OK 74604-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY NATIONAL BANK & TRUST
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Mar 23, 2022	Personal Representative Deed, Transfer SECURITY TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2014 · Amount on File
Deed Sale	Apr 8, 2014 · Amount on File
Prior Sale	Jun 8, 1993 · Amount on File
Deed Document Number	20142856
Deed Book / Page	1639 / 754
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1850 E HUBBARD RD, PONCA CITY, OK 74604-1216
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 E HUBBARD RD, PONCA CITY, OK 74604-1216

Mortgage

Document Number	I2026001569
Date	Mar 10, 2026
Book Page	2028/290
Instrument	I-2026-001569

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank
Address	709 E PROSPECT AVE, PONCA CITY, OK 74601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1850 E HUBBARD RD, PONCA CITY, OK 74604-1216
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	STEWART ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001533
Date	Feb 28, 2017
Book Page	1737/0747
Instrument	2017-001533

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	KAY OK
Recording Date	Mar 23, 2022
Property Address	1850 E HUBBARD RD, PONCA CITY, OK 74604-1216
Document Number	I2022002235
Book / Page	1900 / 158
Instrument Date	Mar 22, 2022
Instrument	I-2022-002235
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 E HUBBARD RD, PONCA CITY, OK 74604-1216

Tax Assessment & Valuation

The 2025 property tax bill for 1850 E Hubbard Rd was $2,790, down 2.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,359 (+0.63%) Land $1,800 Building $27,559	$266,896 (+0.63%) Land $16,363 Building $250,533
2025	$2,790.00 (-2.07%)	$29,174 (-3.04%) Land $2,340 Building $26,834	$265,221 (-6.21%) Land $21,272 Building $243,949
2024	$2,849.00 (+3.11%)	$30,088 (+5%) Land $2,340 Building $27,748	$282,778 (+8.55%) Land $21,272 Building $261,506
2023	$2,763.00	$28,655 Land $2,340 Building $26,315	$260,499 Land $21,272 Building $239,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1850 E Hubbard Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1850 E Hubbard Rd is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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