1850 E Clear Lake Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 1850 E Clear Lake Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,580 sqft · built 1900
Lot Size	10.3 acres (450,846 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2005)
Tax Bill	$7,257 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0028-0012-02-8`

Property Details

APN / Parcel Number

Primary APN	`06-0028-0012-02-8`
Alternative APN	`11-06-0028-0012-02-8`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	450,846 sqft (10.3 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1850 E CLEAR LAKE RD
City	BUCHANAN
State	MI
Zip	49107-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT A PT THAT IS 1123.8'E OF W1/4 PST SEC 28 T7S R18W TH E 311.3'TH S1DEG12'20''W 869.63'TH S89DEG47'08''W 610.40'TH
Legal Range	18W
Legal Township	07S
Legal Section	28
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2014
Census Tract	20100

Owner

Source: Berrien County records · APN 06-0028-0012-02-8

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1850 E CLEAR LAKE RD, BUCHANAN, MI 49107-9220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Deed of Trust, Mortgage · Closed-End Mortgage COUNTRY HERITAGE CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Prior Sale	Sep 16, 1999 · Amount on Record
Deed Book / Page	2659 / 1469
Last Transfer Date	Mar 28, 2017
Transfer Doc	03167/3018
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1850 E CLEAR LAKE RD, BUCHANAN, MI 49107-9220
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 E CLEAR LAKE RD, BUCHANAN, MI 49107-9220

Mortgage

Document Number	03465/3163
Date	Dec 01, 2025
Book Page	3465/3163
Instrument	2025447239

Lender

Name	COUNTRY HERITAGE CU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 16, 2040

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1850 E CLEAR LAKE RD, BUCHANAN, MI 49107-9220
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S TAYLOR AVE, OAK PARK, IL 60304-1621

Mortgage

Document Number	03346/1837
Date	Sep 29, 2021
Book Page	3346/1837

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 30, 2017
Property Address	1850 E CLEAR LAKE RD, BUCHANAN, MI 49107-9220
Document Number	03167/3018
Book / Page	3167 / 3018
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 S TAYLOR AVE, OAK PARK, IL 60304-1621

Mortgage

Document Number	0031673021
Date	Mar 30, 2017
Instrument	3167/3021

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Buchanan Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,300 (+12.59%)	$536,600 (+12.59%)
2025	$7,257.00 (+15.85%)	$238,300 (+55.96%)	$476,600 (+55.96%)
2024	$6,264.00 (+15.79%)
2023		$152,800	$305,600
2022	$5,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 56 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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