1850 Copper Stone Dr, Apt D, Fleming Island, FL 32003 Property Records

Clay County property record for 1850 Copper Stone Dr, Apt D, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,029 sqft · built 2005
Lot Size	0.104 acres (4,555 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2022)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-008-34`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-008-34`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,029 sqft Heated Area
Gross Area	2,606 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,555 sqft (0.104 acres)
Garage Area	438 sqft
Porch	Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1850 COPPER STONE DR APT D, D
City	FLEMING ISLAND
State	FL
Zip	32003-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 6-D STONE CREEK @ EAGLE HARBOR AS REC O R 4567 PG 1544
Legal Range	26
Legal Township	05
Legal Section	09
Legal Subdivision	STONE CREEK
Legal Block	TR
Legal Lot Number	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3016
Census Tract	30701

Owner

1850 Copper Stone Dr, Apt D is owned and occupied by an individual who bought it in February 2022.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1850 COPPER STONE DR APT D, D, FLEMING ISLAND, FL 32003-4062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Prior Sale	Apr 18, 2008 · Amount on File
Deed Document Number	2022007818
Deed Book / Page	4567 / 1544
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 3, 2022
Property Address	1850 COPPER STONE DR APT D, D, FLEMING ISLAND, FL 32003-4062
Document Number	0045671544
Book / Page	4567 / 1544
Map Reference	MB 45 PG 3-12
Instrument Date	Jan 24, 2022
Instrument	2022007818
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 DAHOON WAY, 1416, FLEMING ISLAND, FL 32003-7228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 COPPER STONE DR APT D, D, FLEMING ISLAND, FL 32003-4062

Mortgage

Document Number	0045671546
Date	Feb 3, 2022
Instrument	4567/1546

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1850 Copper Stone Dr, Apt D was $4,145 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,145.00 Homeowner's exemption	$311,950 Land $45,000 Building $266,950	$311,950 Land $45,000 Building $266,950
2023	$5,777.00 (+12.52%) Homeowner's exemption	$302,778 (+23.19%) Land $45,000 Building $257,778	$302,778 (+23.19%) Land $45,000 Building $257,778
2022	$5,134.00 Homeowner's exemption	$245,780 Land $30,000 Building $215,780	$245,780 Land $30,000 Building $215,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1850 Copper Stone Dr, Apt D in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1850 Copper Stone Dr, Apt D is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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