1850 Bel Air Ter, Encinitas, CA 92024 Property Records

San Diego County property record for 1850 Bel Air Ter, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,037 sqft · built 1984
Lot Size	0.72 acres (3,122 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Mar 2016)
Tax Bill	$11,079 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-183-04-00`

Property Details

APN / Parcel Number

Primary APN	`262-183-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,037 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	3,122 sqft (0.72 acres)
Lot Dimensions	65 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1850 BEL AIR TER
City	ENCINITAS
State	CA
Zip	92024-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 4 TR 010818
Legal Subdivision	SAN DIEGO #4328
Legal Tract	010818
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1850 BEL AIR TER, ENCINITAS, CA 92024-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2016 · Amount on Record
Deed Sale	Mar 17, 2016 · Amount on Record
Prior Sale	Aug 14, 1987 · Amount on Record
Deed Document Number	2016117974
Prior Transfer Date	Sep 22, 2006
Prior Transfer Doc	0000841063
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1850 BEL AIR TER, ENCINITAS, CA 92024-5502
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 BEL AIR TER, ENCINITAS, CA 92024-5502

Mortgage

Document Number	0000208021
Date	May 13, 2022
Instrument	2022-0208021

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.84%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.84%
Index	1-Year CMT
Max Rate	8.84%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1850 BEL AIR TER, ENCINITAS, CA 92024-5502
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 BEL AIR TER, ENCINITAS, CA 92024-5502

Mortgage

Document Number	0000202404
Date	Mar 16, 2021
Instrument	2021-0202404

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.36%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.36%
Index	1-Year CMT
Max Rate	8.36%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$980,426 (+2%) Land $664,107 Building $316,319
2025	$11,079.00 (+8.69%) Homeowner's exemption	$961,203 (+4.04%) Land $651,086 Building $310,117
2023	$10,193.00 (+2.64%) Homeowner's exemption	$923,880 Land $625,804 Building $298,076
2022	$9,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting.

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