1850 Bear Paw Trl, Vanderbilt, MI 49795 Property Records

Otsego County property record for 1850 Bear Paw Trl, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,900 (Jul 2014)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
APN	`043-100-000-016-00`

Property Details

APN / Parcel Number

Primary APN	`043-100-000-016-00`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	1850 BEAR PAW TRL
City	VANDERBILT
State	MI
Zip	49795-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 16 BLACKBEAR ESTATES. SEC 11 T32N R3W. 97 SPLIT FROM 042-011-100-005-02 & 042-011-200-050 -00
Legal Range	03W
Legal Township	32N
Legal Section	11
Legal Subdivision	BLACKBEAR ESTATES
Legal Unit	16
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	2
Census Block	2004
Census Tract	950100

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1850 BEAR PAW TRL, VANDERBILT, MI 49795-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	Mar 1, 2010 · Amount on Record
Deed Book / Page	1351 / 741
Prior Transfer Date	Jan 8, 2009
Prior Transfer Doc	0001189/84
Record Updated	Oct 29, 2026

April 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OTSEGO MI
Recording Date	Apr 18, 2019
Property Address	1850 BEAR PAW TRL, VANDERBILT, MI 49795-9401
Document Number	001489/678
Book / Page	1489 / 678
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SNP TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 HALLOCK RD, GAYLORD, MI 49735-9203

Mortgage

Document Number	001489/681
Date	Apr 18, 2019
Book Page	1489/681

Lender

Name	STATE SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	May 1, 2024
Index	1-Year LIBOR
Margin	3

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 (+4.87%)	$206,600 (+4.87%)
2025	$1,299.00 (+8.34%) Homeowner's exemption	$98,500 (+29.78%)	$197,000 (+29.78%)
2024	$1,199.00 (+4.08%)
2023		$75,900	$151,800
2022	$1,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1