1850 Bay Tree Ln, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1850 Bay Tree Ln, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,349 sqft · built 1973
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2013)
Tax Bill	$729 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-06-01-0024`

Property Details

APN / Parcel Number

Primary APN	`459-06-01-0024`
Alternative APN	`1910402058`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	300 sqft
Porch	Slab
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1850 BAY TREE LN
City	MYRTLE BEACH
State	SC
Zip	29575-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD; LT 227
Legal Subdivision	DEERFIELD
Legal Lot Number	227
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2000
Census Tract	51403

Owner

Source: Horry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1850 BAY TREE LN, MYRTLE BEACH, SC 29575-5292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Book / Page	3683 / 3378
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	0035721277
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1850 BAY TREE LN, SURFSIDE BEACH, SC 29575-5292
Document Number	6301/0111
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 BAY TREE LN MYRTLE BEACH SC 295755292, MYRTLE BEACH, SC 29575-5292

Mortgage

Document Number	6301/0111
Date	Nov 30, 2020
Book Page	006301/000111

Lender

Name	TRUIST BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00
2024	$729.00 (+6.89%)	$11,492 (+89.82%) Land $5,750 Building $5,742	$287,295 (+89.82%) Land $143,750 Building $143,545
2023	$682.00 (+3.18%)	$6,054 (-) Land $1,742 Building $4,312	$151,350 (-) Land $43,550 Building $107,800
2021	$661.00	$6,054 Land $1,742 Building $4,312	$151,350 Land $43,550 Building $107,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	127 units insured incl. 37 condo units
Nearby Flood Claims	21 (1996–2026)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20