185 Zephyr Rd, Venice, FL 34293 Property Records

Sarasota County property record for 185 Zephyr Rd, Venice, FL 34293

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,387 sqft · built 1972
Lot Size0.183 acres (8,000 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Dec 2025)
Tax Bill$1,549 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0434-10-0103

Property Details

APN / Parcel Number

Primary APN0434-10-0103

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,387 sqft Living Area
1st Floor Area1,387 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area376 sqft
PorchFinished/Screened Porch
Porch Area544 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address185 ZEPHYR RD
CityVENICE
StateFL
Zip34293-2640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOTS 12224 & 12225 SOUTH VENICE UNIT 47
Legal Range19E
Legal Township39S
Legal Section20
Legal SubdivisionSOUTH VENICE UNIT 47
Legal Tract1060
Legal Lot Number12224 12225
Legal Unit47
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group2
Census Block2020
Census Tract2507

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address185 ZEPHYR RD, VENICE, FL 34293-2640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Dec 16, 2025Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jul 31, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jun 22, 2018Quit Claim Deed, Transfer
INTEGRITY TITLE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Document Number2025179944
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address185 ZEPHYR RD, VENICE, FL 34293-2640
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 ZEPHYR RD, VENICE, FL 34293-2640

Mortgage

Document Number0000160785
DateSep 1, 2021
Instrument2021160785
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateDec 16, 2025
Property Address185 ZEPHYR RD, VENICE, FL 34293-2640
Document Number0000179944
Map ReferenceMB 7 PG 11
Instrument DateNov 20, 2025
Instrument2025179944
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 ZEPHYR RD, VENICE, FL 34293-2640

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 ZEPHYR RD, VENICE, FL 34293-2640

Mortgage

Document Number0000179945
DateDec 16, 2025
Instrument2025179945
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Mortgage

Document Number0000179946
DateDec 16, 2025
Instrument2025179946
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term229 Months
DueJan 1, 2045

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address185 ZEPHYR RD, VENICE, FL 34293-2640
Document Number0000078856
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address185 ZEPHYR RD VENICE FL 342932640, VENICE, FL 34293-2640

Mortgage

Document Number0000078856
DateJun 18, 2020
Instrument78856
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term324 Months
DueJun 17, 2047

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJul 31, 2018
Property Address185 ZEPHYR RD, VENICE, FL 34293-2640
Document Number0000101991
Instrument DateJul 25, 2018
Instrument101991
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,302.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address185 ZEPHYR RD VENICE FL 342932640, VENICE, FL 34293-2640

Mortgage

Document Number101992
DateJul 31, 2018
Instrument101992
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSARASOTA FL
Recording DateJun 22, 2018
Property Address185 ZEPHYR RD, VENICE, FL 34293-2640
Document Number0000083360
Instrument DateJun 21, 2018
Instrument83360
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyINTEGRITY TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address991 VARET RD VENICE FL 342936658, VENICE, FL 34293-6658

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,549.00 (-22.47%) Homeowner's exemption$170,454 (+5.99%)$230,800 (-14.2%) Land $69,200 Building $161,600
2023$1,998.00 (+4.72%) Homeowner's exemption$160,825 (+3%)$269,000 (+8.6%) Land $59,600 Building $209,400
2022$1,908.00 Homeowner's exemption$156,141$247,700 Land $60,000 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims16 (1995–2022)
Claims Outside the SFHA5 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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