185 Zenith Pt, Geneva, FL 32732 Property Records

Seminole County property record for 185 Zenith Pt, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,702 sqft · built 2007
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$524,000 (Jun 2023)
Tax Bill$5,330 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-20-32-300-0310-0000

Property Details

APN / Parcel Number

Primary APN34-20-32-300-0310-0000
Alternative APN
  • 20323430003100000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,702 sqft Living Area
1st Floor Area2,702 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area38,333 sqft (0.88 acres)
PorchOpen Porch
Porch Area373 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address185 ZENITH PT
CityGENEVA
StateFL
Zip32732-9089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 34 TWP 20S RGE 32E E 1 A OF W 4 A OF N 208.71 FT OF SW 1/4 OF SW 1/4 (LESS LOT 50 BY 100 FT SOLD TO LEWIS BURNEY)
Legal Range32E
Legal Township20S
Legal Section34
Legal Tract300
Legal Lot Number50
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3004
Census Tract21201

Owner

185 Zenith Pt is owned and occupied by two individuals who bought it in June 2023.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address185 ZENITH PT, GENEVA, FL 32732-9089
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 13, 2021Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC
May 10, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2023 · Amount on File
Deed SaleJun 19, 2023 · Amount on File
Prior SaleApr 13, 2021 · Amount on File
Deed Document Number202356256
Deed Book / Page10459 / 455
Prior Transfer DateApr 7, 2023
Prior Transfer Doc0000032263
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 19, 2023
Property Address185 ZENITH PT, GENEVA, FL 32732-9089
Document Number0104590455
Book / Page10459 / 455
Instrument DateJun 15, 2023
Instrument2023056256
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyNOT AVAILABLE, TICON TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,668.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address391 REMINGTON DR, OVIEDO, FL 32765-6226

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 ZENITH PT, GENEVA, FL 32732-9089

Mortgage

Document Number0010459457
DateJun 19, 2023
Instrument10459/457
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 13, 2021
Property Address185 ZENITH PT, GENEVA, FL 32732-9089
Document Number0099000237
Book / Page9900 / 237
Instrument DateMar 29, 2021
Instrument2021047778
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2719, SANFORD, FL 32772-2719

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 ZENITH PT, GENEVA, FL 32732-9089

Mortgage

Document Number0009900239
DateApr 13, 2021
Instrument9900/239
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSEMINOLE FL
Recording DateMay 10, 2019
Property Address185 ZENITH PT, GENEVA, FL 32732-9089
Document Number0093520975
Book / Page009352 / 000975
Instrument DateApr 18, 2019
Instrument50035
Transaction TypeForeclosure
Record UpdatedMay 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$700.70
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 2719 SANFORD FL 327722719, SANFORD, FL 32772-2719

Tax Assessment & Valuation

The 2025 property tax bill for 185 Zenith Pt was $5,330.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,330.00
2024$310,530 Land $50,160 Building $260,370
2023$3,839.00 (-7.78%) Homeowner's exemption
2022$4,163.00 Homeowner's exemption$305,569$327,611 Land $45,760 Building $281,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Zenith Pt in Zone X, an area of minimal flood risk, though there have been 163 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims163 (1994–2024)
Claims Outside the SFHA15 of 163
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Tropical Storm Fay, Sep 2008 · 50 claims
  • Hurricane Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Zenith Pt is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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