185 Windchime Cir, Demorest, GA 30535 Property Records

Habersham County property record for 185 Windchime Cir, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 2006
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Jun 2016)
Tax Bill	$2,644 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023 211`

Property Details

APN / Parcel Number

Primary APN	`023 211`
Alternative APNs	`683805` `376873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Heated Area
Gross Area	1,848 sqft
1st Floor Area	1,272 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	376873
Street Address	185 WINDCHIME CIR
City	DEMOREST
State	GA
Zip	30535-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-75 LT 39 PB 52-227 DB 1344-791
Legal Subdivision	CAIN BRIDGE MDWS
Legal Lot Number	39
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2044
Census Tract	201

Owner

185 Windchime Cir is owned and occupied by an individual who acquired it in April 2022.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE FEDERAL CREDIT UNION
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Apr 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Prior Sale	Apr 11, 2013 · Amount on File
Deed Document Number	2016949
Deed Book / Page	1113 / 574
Last Transfer Date	Apr 26, 2022
Transfer Doc	0001306/69
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001272/0000000539
Date	Jul 30, 2021
Book Page	0000001272/0000000539

Lender

Name	PEACH STATE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 22, 2023
Property Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043
Document Number	001344/791
Book / Page	1344 / 791
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000001344/0000000793
Date	Aug 22, 2023
Book Page	0000001344/0000000793

Lender

Name	CMG MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043

Mortgage

Document Number	0000001311/0000000947
Date	Jun 30, 2022
Book Page	0000001311/0000000947

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 26, 2022
Property Address	185 WINDCHIME CIR, DEMOREST, GA 30535-3043
Document Number	0001306/69
Book / Page	1306 / 69
Instrument Date	Apr 26, 2022
Instrument	2022-001212
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WINDCHIME CIR, CLARKESVILLE, GA 30523

Tax Assessment & Valuation

The 2026 property tax bill for 185 Windchime Cir was $2,644, down 0.8% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,644.00 (-0.75%)	$116,016 (+5.19%) Land $16,000 Building $100,016	$290,041 (+5.2%) Land $40,000 Building $250,041
2025	$2,664.00	$110,287 Land $16,000 Building $94,287	$275,717 Land $40,000 Building $235,717
2023	Homeowner's exemption	$91,120 (+34.12%) Land $12,000 Building $79,120	$227,800 (+34.12%) Land $30,000 Building $197,800
2022	Homeowner's exemption	$67,940 Land $12,000 Building $55,940	$169,850 Land $30,000 Building $139,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Windchime Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Windchime Cir is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windchime Cir

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