Alleghany County property record for 185 Willow Ln, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,920 sqft · built 2005 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 3080279884 |
| Primary APN | 3080279884 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 58,370 sqft (1.34 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 156 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 16 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7572 |
|---|---|
| Street Address | 185 WILLOW LN |
| City | SPARTA |
| State | NC |
| Zip | 28675-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #11 WATER OAK FARM |
| Legal Subdivision | WATER OAK FARM |
| Legal Block | 323 |
| Legal Lot Number | 11 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 185 WILLOW LN, SPARTA, NC 28675-9625 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 185 WILLOW LN, SPARTA, NC 28675-9625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 400/338 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 400/338 |
| Instrument | 1075 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,000 (-) Land $71,800 Building $166,200 | $238,000 (-) Land $71,800 Building $166,200 | |
| 2025 | $1,590.00 | ||
| 2023 | $238,000 Land $71,800 Building $166,200 | $238,000 Land $71,800 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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