185 White Pine Rd, Paul Smiths, NY 12970 Property Records

Franklin County and Brighton Town property record for 185 White Pine Rd, Paul Smiths, NY 12970

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,982 sqft · built 2005
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on File
Tax Bill$7,569 (2026)
Deeds & MortgagesMay 2023 Refinance
APN1-052-12.00

Property Details

APN / Parcel Number

Primary APN1-052-12.00
Alternative APNs
  • 300038100000010043000000
  • 163000 381.-1-4.300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,982 sqft Living Area
1st Floor Area1,232 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialWood
Lot Area60,984 sqft (1.4 acres)
Lot Dimensions200 ft deep x 100 ft wide
View / LotWaterfront / Beach
Garage TypeMixed
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area336 sqft
Shed1 Shed
Shed Area208 sqft
Canopy336 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1-052-12.00
Street Address185 WHITE PINE RD
CityPAUL SMITHS
StateNY
Zip12970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionOSGOOD POND MCCOBB WHITE POND RD PAUL S
Legal Block1
Legal Lot Number4.300
JurisdictionFRANKLIN NY
Township / Civil DivisionBRIGHTON
Census Block Group1
Census Block1021
Census Tract950800

Owner

185 White Pine Rd is owned and occupied by an individual who acquired it in July 2005.

Source: Franklin County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 535, SARANAC LAKE, NY 12983-0535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 7, 2005
Transfer Doc0008860207
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address185 WHITE PINE RD, PAUL SMITHS, NY 12970
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001923
DateMay 5, 2023
Instrument2023-1923
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueJun 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 185 White Pine Rd was $7,569 with a homeowner's exemption, down 6.1% from the year before.

Source: Franklin County and Brighton Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionBrighton Town
Unified School DistrictSaranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,569.00 (-6.14%) Homeowner's exemption
2025$8,064.00$626,300 Land $295,400 Building $330,900$626,300 Land $295,400 Building $330,900
2023$322,000 (-) Land $172,000 Building $150,000$564,912 (+14.91%) Land $301,754 Building $263,158
2022$322,000 Land $172,000 Building $150,000$491,603 Land $262,595 Building $229,008
2021$2,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 185 White Pine Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 White Pine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Pine Rd

Nearby Streets

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