185 White Oak Dr, Jackson, GA 30233 Property Records

Lamar County property record for 185 White Oak Dr, Jackson, GA 30233

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,980 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Sep 2025)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069-200`

Property Details

APN / Parcel Number

Primary APN	`069-200`
Alternative APN	`9058`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,980 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Porch	Open Porch
Porch Area	180 sqft
Patio Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9058
Street Address	185 WHITE OAK DR
City	JACKSON
State	GA
Zip	30233-6283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE AND LAND - 185 WHITE OAK DR
Legal Subdivision	WHITE OAK FARMS
Legal Lot Number	19
Jurisdiction	LAMAR GA
Township / Civil Division	MILNER
Census Block Group	1
Census Block	1007
Census Tract	970100

Owner

185 White Oak Dr is owned and occupied by an individual who bought it in September 2025.

Source: Lamar County records, as of February 17, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	185 WHITE OAK DR, JACKSON, GA 30233-6283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK
Sep 26, 2025	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Oct 16, 2021	Warranty Deed, Transfer
Aug 19, 2019	Grant Deed, Transfer · FHA Mortgage VANDYK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Oct 16, 2021
Deed Document Number	0000134076
Deed Book / Page	1340 / 76
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR GA
Property Address	185 WHITE OAK DR, JACKSON, GA 30233-6283
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WHITE OAK DR, JACKSON, GA 30233-6283

Mortgage

Document Number	0012010000000045
Date	Oct 3, 2022
Book Page	0000001201/0000000045

Lender

Name	FLAGSTAR BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Sep 26, 2025
Property Address	185 WHITE OAK DR, JACKSON, GA 30233-6283
Document Number	0013400076
Book / Page	1340 / 76
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WHITE OAK DR, JACKSON, GA 30233-6283

Mortgage

Document Number	0000134077
Date	Sep 26, 2025
Instrument	1340/77

Lender

Name	MAGNOLIA BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR GA
Property Address	185 WHITE OAK DR, JACKSON, GA 30233-6283
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WHITE OAK DR, JACKSON, GA 30233-6283

Mortgage

Document Number	0011510000000170
Date	Dec 13, 2021
Book Page	0000001151/0000000170

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Oct 16, 2021
Property Address	185 WHITE OAK DR, JACKSON, GA 30233-6283
Document Number	0011510168
Book / Page	1151 / 168
Instrument Date	Oct 16, 2021
Instrument	2021-001250
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WHITE OAK DR, JACKSON, GA 30233-6283

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAMAR GA
Recording Date	Aug 19, 2019
Property Address	185 WHITE OAK DR, JACKSON, GA 30233-6283
Document Number	0010170139
Book / Page	001017 / 000139
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WHITE OAK DR JACKSON GA 302336283, JACKSON, GA 30233-6283

Mortgage

Document Number	10170141
Date	Aug 19, 2019
Book Page	001017/000141

Lender

Name	VANDYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 185 White Oak Dr was $3,906 with a homeowner's exemption.

Source: Lamar County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 Homeowner's exemption	$177,207 Land $8,000 Building $169,207	$443,017 Land $20,000 Building $423,017
2023	$3,891.00 (-3.54%) Homeowner's exemption	$142,853 (+12.1%) Land $8,000 Building $134,853	$357,132 (+12.1%) Land $20,000 Building $337,132
2022	$4,034.00 Homeowner's exemption	$127,432 Land $6,000 Building $121,432	$318,579 Land $15,000 Building $303,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 White Oak Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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