York County and Saco City property record for 185 Watson Mill Rd, Saco, ME 04072 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 2005 |
| Lot Size | 0.971 acres (42,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,700 (Oct 2017) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B0695R |
| Primary APN | B0695R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 3,452 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,300 sqft (0.971 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | B0695R |
|---|---|
| Street Address | 185 WATSON MILL RD |
| City | SACO |
| State | ME |
| Zip | 04072-9367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 2 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5100 |
Source: York County and Saco City records · APN B0695R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 WATSON MILL RD, SACO, ME 04072-9367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| May 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 05, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2017 · Amount on Record |
| Deed Sale | Oct 05, 2017 · Amount on Record |
| Prior Sale | Feb 17, 2005 · Amount on Record |
| Deed Document Number | 201742637 |
| Deed Book / Page | 17575 / 836 |
| Transfer Doc | 14377-0470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 185 WATSON MILL RD, SACO, ME 04072-9367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185420385 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 18542/385 |
| Instrument | 2021005924 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 185 WATSON MILL RD, SACO, ME 04072-9367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0182530911 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 18253/911 |
| Instrument | 2020021838 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 05, 2017 |
| Property Address | 185 WATSON MILL RD, SACO, ME 04072-9367 |
| Document Number | 0175750836 |
| Book / Page | 017575 / 000836 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 42637 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 BUXTON RD SACO ME 040729584, SACO, ME 04072-9584 |
| Document Number | 175750838 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 017575/000838 |
| Instrument | 42638 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2047 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 (+1.15%) | $402,500 (+0.07%) Land $152,300 Building $250,200 | |
| 2024 | $5,651.00 (+4.19%) | $402,200 (+35.92%) Land $152,300 Building $249,900 | $467,875 |
| 2022 | $5,424.00 | $295,900 Land $116,700 Building $179,200 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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