1. Home
  2. North Carolina
  3. Carteret County
  4. Gloucester
  5. Waters Ln

185 Waters Ln, Gloucester, NC 28528 Property Records

Carteret County property record for 185 Waters Ln, Gloucester, NC 28528 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,899 sqft Heated Area
Lot Size40,641 sqft (0.932 acres)
Last Sale$910,000 (2022)
Tax Bill$2,841.00 (2025)

Property Details

APN / Parcel Number

Primary APN7346.03.03.0263000
Alternative APNs
  • 412314
  • 27666

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,899 sqft Heated Area
Gross Area1,328 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl Exterior
Foundation TypePile Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area40,641 sqft (0.932 acres)
Depth X Width163 ft x 91 ft Depth x Width

Exterior Amenities

PorchPorch
Porch Area296 sqft Porch
Boat LiftBoat Lift
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number27666
Street Address185 WATERS LN
CityGLOUCESTER
StateNC
Zip28528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL7 FISCHLER DIV - WATERS LN GLOUCESTER
Legal SubdivisionCHARLES G NELSON
Legal Lot NumberN,7
JurisdictionCARTERET NC
Minor Civil DivisionSTRAITS
Census Blockgroup3
Census Block3026
Census Tract970103

Owner

Source: Carteret County records · APN 7346.03.03.0263000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address628 DYKING RD, LOUISBURG, NC 27549-8363
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Warranty Deed, Transfer
Nov 13, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2022 · Amount on Record
Deed SaleJun 02, 2022 · Amount on Record
Prior SaleNov 13, 2017 · Amount on Record
Deed Doc Number0001769265
Deed Book / Page1769 / 265
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 02, 2022
Property Address185 WATERS LN, GLOUCESTER, NC 28528
Document Number0017690265
Book / Page1769 / 265
Map ReferenceMB 4 PG 79
Instrument DateMay 24, 2022
Instrument1769265
Transaction TypeTransfer
Record UpdatedJun 09, 2022

Transaction

AmountAmount Recorded
Tax$1,820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address510 HASTINGS HILL RD, 510, KERNERSVILLE, NC 27284-8818

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 DYKING RD, LOUISBURG, NC 27549-8363

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateNov 13, 2017
Property Address185 WATERS LN, GLOUCESTER, NC 28528
Document Number0015920402
Book / Page1592 / 402
Map ReferenceMB33 PG547
Instrument DateNov 06, 2017
Instrument1592402
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5119 MIDYETTE AVE, 5119, MOREHEAD CITY, NC 28557-2695

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 HASTINGS HILL RD, KERNERSVILLE, NC 27284-8818

Mortgage

Document Number1592403
DateNov 13, 2017
Instrument1592403
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateDec 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,841.00 (+23.58%)$795,151 (+86.24%) Land $269,017 Building $526,134$795,151 (+86.24%) Land $269,017 Building $526,134
2023$426,944 (-) Land $184,313 Building $242,631$426,944 (-) Land $184,313 Building $242,631
2022$2,299.00$426,944 Land $184,313 Building $242,631$426,944 Land $184,313 Building $242,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation5.0 ft

Wildfire

Wildfire RiskHigh
above 75% of the US · above 95% of North Carolina
Wildfire LikelihoodAbout 1 in 441 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Waters Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures