185 W Third St, Henderson, TN 38340 Property Records

Chester County property record for 185 W Third St, Henderson, TN 38340

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,144 sqft · built 1994
OwnerIndividual Name on Record
Tax Bill$211 (2026)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN012033M A 03000

Property Details

APN / Parcel Number

Primary APN012033M A 03000
Alternative APNs
  • 033M A 02601 00006033N
  • 033M A 03000 00006033N
  • 012033M A 02601

Interior

Building Area1,144 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
TerrainRolling
PorchPorch
Porch Area108 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address185 W THIRD ST
CityHENDERSON
StateTN
Zip38340-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H63
Legal Lot Number1
JurisdictionCHESTER TN
Township / Civil Division4
Census Block Group2
Census Block2018
Census Tract970200

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address865 US HIGHWAY 45 N, HENDERSON, TN 38340-7039
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 5, 2021
Transfer Doc0000069908
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address185 W THIRD ST, HENDERSON, TN 38340-1805
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 W THIRD ST, HENDERSON, TN 38340-1805

Mortgage

Document Number0005360305
DateSep 4, 2025
Book Page536/305
Instrument79762
Lender
NameCENTENNIAL BANK
TypeBank
AddressHENDERSON, TN 38340
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term60 Months
DueSep 12, 2030

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211.00 (+35.26%)$10,375 (+35.18%)$41,500 (+35.18%) Land $16,500 Building $25,000
2025$156.00 (+22.83%)$7,675 (+50.49%)$30,700 (+50.49%) Land $5,700 Building $25,000
2023$127.00$5,100$20,400 Land $4,300 Building $16,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people · EPA ID TN0000293
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on W Third St

Nearby Streets

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