185 Villacrest Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 185 Villacrest Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,608 sqft · built 1993
Lot Size0.301 acres (13,103 sqft)
Owner2 Individual Names on File
Last Sale$189,900 (Mar 2017)
Tax Bill$2,065 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-4137-1

Property Details

APN / Parcel Number

Primary APNC56-000-597-4137-1
Alternative APNs
  • 31-3N-23-2813-0000-0300
  • 23N331281300000300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,608 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,103 sqft (0.301 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room
Porch Area485 sqft
Patio Area285 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address185 VILLACREST DR
CityCRESTVIEW
StateFL
Zip32536-4262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHVIEW EST 3RD LOT 30
Legal Range23W
Legal Township03N
Legal Section31
Legal SubdivisionNORTHVIEW EST
Legal Lot Number30
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1001
Census Tract20602

Owner

185 Villacrest Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3400 FALCON CT, MAYS LANDING, NJ 08330-5504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 21, 2017Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2017 · Amount on File
Deed SaleMar 21, 2017 · Amount on File
Prior SaleMar 28, 2013 · Amount on File
Deed Document Number20173124269
Deed Book / Page3291 / 4857
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address185 VILLACREST DR, CRESTVIEW, FL 32536-4262
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 VILLACREST DR, CRESTVIEW, FL 32536-4262

Mortgage

Document Number0035572400
DateJul 1, 2021
Book Page3557/2400
Instrument3468320
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term310 Months
DueMay 1, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 21, 2017
Property Address185 VILLACREST DR, CRESTVIEW, FL 32536-4262
Document Number0032914857
Book / Page003291 / 004857
Instrument DateMar 15, 2017
Instrument3124269
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,329.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPSC 41 BOX 2443 APO AE 094640025, APO, AE 09464-0025

Mortgage

Document Number32914858
DateMar 21, 2017
Book Page003291/004858
Instrument3124270
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 185 Villacrest Dr was $2,065 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,065.00 Homeowner's exemption$172,141$235,028 Land $40,606 Building $194,422
2023$1,955.00 (+3.33%) Homeowner's exemption$162,417 (+3%)$249,335 (+8.19%) Land $34,500 Building $214,835
2022$1,892.00 Homeowner's exemption$157,686$230,468 Land $28,719 Building $201,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Villacrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Villacrest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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