San Mateo County property record for 185 Verde Rd, Half Moon Bay, CA 94019
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 4.5 ba · 1,295 sqft · built 1954 |
| Lot Size | 9.13 acres (398,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Nov 2014) |
| Tax Bill | $8,370 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-310-080 |
| Primary APN | 066-310-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,295 sqft Gross Area |
| Lot Area | 398,032 sqft |
|---|---|
| Parking Spaces | 1 Parking Space |
| Street Address | 185 VERDE RD |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-2501 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 8.37 ACS MOL BND WLY & SL Y BY CABRILLO HWY ELY & SELY BY VERDE RD NLY BY LOBITOS CRK PTN OF RANCHO CANADA VERDE CABRILLO UNIFIED SCH DIST |
| Legal Subdivision | RANCHO CANADA |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 613800 |
185 Verde Rd, an agricultural property, is owned and occupied by two individuals who bought it in November 2014.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 VERDE RD, HALF MOON BAY, CA 94019-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BAYSIERRA FINANCIAL INC |
| Aug 16, 2018 | Deed of Trust, Mortgage GRAZIANO FAMILY LIVING (RT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2014 · Amount on File |
| Deed Sale | Nov 24, 2014 · Amount on File |
| Prior Sale | Feb 3, 2012 · Amount on File |
| Deed Document Number | 2014108101 |
| Prior Transfer Date | Jun 3, 2002 |
| Prior Transfer Doc | 0000133173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 185 VERDE RD, HALF MOON BAY, CA 94019-2501 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035360 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-035360 |
| Name | BAYSIERRA FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SANTA ROSA, CA 95402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 185 VERDE RD, HALF MOON BAY, CA 94019-2501 |
| Document Number | 0000065670 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 VERDE RD HALF MOON BAY CA 940192501, HALF MOON BAY, CA 94019-2501 |
| Document Number | 0000065670 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 65670 |
| Name | GRAZIANO FAMILY LIVING (RT) |
|---|---|
| Address | 1410 NEOTOMAS AVE # 106, SANTA ROSA, CA 95405-7533 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 21, 2023 |
The 2025 property tax bill for 185 Verde Rd was $8,370 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $737,646 (+4.36%) Land $516,992 Building $220,654 | |
| 2025 | $8,370.00 Homeowner's exemption | $706,837 Land $494,750 Building $212,087 |
| 2023 | $7,687.00 (+1.83%) Homeowner's exemption | $691,406 Land $483,477 Building $207,929 |
| 2022 | $7,549.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 185 Verde Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1983–2006) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Verde Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cruzio, T-Mobile.
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