Greenwich Town property record for 185 Valley Rd, Cos Cob, CT 06807 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,569 sqft · built 1960 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2026) |
| Tax Bill | $13,404 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit Apr 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2053S |
| Primary APN | 08-2053S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,569 sqft Living Area |
| Basement Area | 700 sqft Basement |
| Unfinished Basement | 700 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 384/013 |
|---|---|
| Street Address | 185 VALLEY RD |
| City | COS COB |
| State | CT |
| Zip | 06807-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2053/S |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10202 |
Source: Greenwich Town records · APN 08-2053S
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed, Transfer · Line of Credit BANK OF AMERICA |
| Apr 10, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Apr 10, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK |
| Jan 09, 2020 | Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2026 · Amount on Record |
| Deed Sale | Jul 09, 2026 · Amount on Record |
| Prior Sale | Sep 13, 1999 · Amount on Record |
| Deed Document Number | 20264250 |
| Deed Book / Page | 8588 / 87 |
| Prior Transfer Date | Apr 03, 2025 |
| Prior Transfer Doc | 008421-344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Jul 09, 2026 |
| Property Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Document Number | 0000004250 |
| Book / Page | 8588 / 87 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 20264250 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Date | Jul 09, 2026 |
|---|
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Apr 10, 2025 |
| Property Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Document Number | 008421-342 |
| Book / Page | 8421 / 342 |
| Instrument Date | Apr 03, 2025 |
| Instrument | 1700 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 VALLEY DR, GREENWICH, CT 06831-5208 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Apr 10, 2025 |
| Property Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Document Number | 008421-344 |
| Book / Page | 8421 / 344 |
| Instrument Date | Apr 03, 2025 |
| Instrument | 1701 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 VALLEY DR, GREENWICH, CT 06831-5208 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 008322-146 |
|---|---|
| Date | May 14, 2024 |
| Book Page | 8322/146 |
| Instrument | 2355 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 185 VALLEY RD, COS COB, CT 06807-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7611-148 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 7611/148 |
| Instrument | 196 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2049 |
Source: Greenwich Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,404.00 | $1,084,580 (-) Land $702,870 Building $381,710 | $759,206 Land $492,009 Building $267,197 |
| 2024 | $13,404.00 (+6.21%) | ||
| 2023 | $12,620.00 (+0.92%) | $1,084,580 (-) Land $702,870 Building $381,710 | |
| 2022 | $12,505.00 | $1,084,580 Land $702,870 Building $381,710 |
Source: FEMA National Flood Hazard Layer, County delivery 09001C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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