185 Union Rd, Wales, MA 01081 Property Records

Hampden County and Wales Town property record for 185 Union Rd, Wales, MA 01081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,389 sqft · built 2003
Lot Size	62.2 acres (2,709,432 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Dec 2022)
Tax Bill	$9,709 (2026)
Deeds & Mortgages	Dec 2022 Sale Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16123`

Property Details

APN / Parcel Number

Primary APN	`16123`
Alternative APNs	`WALE M:1000 B:3060 L:0185-0` `M:1000 B:3060 L:0185=0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,389 sqft Living Area
Gross Area	9,722 sqft
Basement Area	1,726 sqft
Unfinished Basement	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,709,432 sqft (62.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16123
Street Address	185 UNION RD
City	WALES
State	MA
Zip	01081-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3060
Legal Lot Number	185-0
Jurisdiction	WALES MA
Township / Civil Division	WALES
Census Block Group	1
Census Block	1013
Census Tract	813801

Owner

Source: Hampden County and Wales Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	185 UNION RD, WALES, MA 01081-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Quit Claim Deed, Transfer
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 19, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202273804
Deed Book / Page	24845 / 376
Prior Transfer Date	Nov 29, 2022
Prior Transfer Doc	024845-376
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Dec 16, 2022
Property Address	185 UNION RD, WALES, MA 01081-9605
Document Number	024845-376
Book / Page	24845 / 376
Instrument Date	Nov 29, 2022
Instrument	73804
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 UNION RD, WALES, MA 01081-9605

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	185 UNION RD, WALES, MA 01081-9605
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23722-481
Date	Feb 23, 2021
Book Page	23722/481
Instrument	12209

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Jun 19, 2020
Property Address	185 UNION RD, WALES, MA 01081-9605
Document Number	23269-189
Book / Page	23269 / 189
Instrument Date	Jun 17, 2020
Instrument	32089
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 UNION RD, WALES, MA 01081-9605

Mortgage

Document Number	32090
Date	Jun 19, 2020
Instrument	32090

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	185 UNION RD, WALES, MA 01081-9605
Document Number	22502-409
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 UNION RD WALES MA 010819605, WALES, MA 01081-9605

Mortgage

Document Number	22502-409
Date	Dec 28, 2018
Book Page	022502/000409
Instrument	77195

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

Source: Hampden County and Wales Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wales Town
Secondary School District	Tantasqua School District (07 - 12)
Elementary School District	Wales School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,709.00 (+2.34%)	$687,100 (+4.44%) Land $181,500 Building $505,600	$739,218 (-12.43%)
2025	$9,487.00 (+2.43%)	$657,900 (+4.91%) Land $178,400 Building $479,500	$844,170 (+3.42%)
2024	$9,262.00 (+0.39%)	$627,100 (+15.96%) Land $170,500 Building $456,600	$816,240
2023	$9,226.00	$540,800 Land $164,000 Building $376,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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