185 Triton Cir, Encinitas, CA 92024 Property Records

San Diego County property record for 185 Triton Cir, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,769 sqft · built 1988
Lot Size	0.71 acres (3,074 sqft)
Owner	Individual on Record
Last Sale	$1,390,000 (Dec 2020)
Tax Bill	$16,656 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-410-46-00`

Property Details

APN / Parcel Number

Primary APN	`258-410-46-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,769 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	3,074 sqft (0.71 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	185 TRITON CIR
City	ENCINITAS
State	CA
Zip	92024-4563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 46 TR 011795
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	011795
Legal Block	1
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17501

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 11, 2020	Quit Claim Deed, Transfer LAWYERS TITLE SAN DIEGO
Dec 11, 2020	Grant Deed, Transfer LAWYERS TITLE SAN DIEGO
May 16, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Document Number	2020798185
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0000798186
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TRITON CIR, ENCINITAS, CA 92024-4563

Mortgage

Document Number	0000023750
Date	Jan 29, 2024
Instrument	2024-0023750

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TRITON CIR, ENCINITAS, CA 92024-4563

Mortgage

Document Number	0000013972
Date	Jan 11, 2022
Instrument	2022-0013972

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TRITON CIR, ENCINITAS, CA 92024-4563

Mortgage

Document Number	0000354627
Date	Sep 7, 2022
Instrument	2022-0354627

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Document Number	0000798186
Instrument Date	Dec 9, 2020
Instrument	798186
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	185 TRITON CIR ENCINITAS CA 920244563, ENCINITAS, CA 92024-4563

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Document Number	0000798185
Map Reference	MAP 11795
Instrument Date	Oct 21, 2020
Instrument	2020-0798185
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TRITON CIR, ENCINITAS, CA 92024-4563

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2017
Property Address	185 TRITON CIR, ENCINITAS, CA 92024-4563
Document Number	0000218584
Map Reference	MAP11795
Instrument Date	Apr 18, 2017
Instrument	2017-0218584
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TRITON CIR, ENCINITAS, CA 92024-4563

Mortgage

Document Number	0000218585
Date	May 16, 2017
Instrument	2017-0218585

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,534,670 (+2%) Land $1,214,487 Building $320,183
2025	$16,656.00 (+6.31%)	$1,504,579 (+4.04%) Land $1,190,674 Building $313,905
2023	$15,667.00 (+3.8%)	$1,446,156 Land $1,144,440 Building $301,716
2022	$15,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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