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185 Trapelo Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 185 Trapelo Rd, Belmont, MA 02478

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,548 sqft · built 1925
Lot Size0.139 acres (6,050 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Jan 2007)
Tax Bill$12,073 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBELM M:12 P:000119 S

Property Details

APN / Parcel Number

Primary APNBELM M:12 P:000119 S

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Units2 Units
Stories2 Stories
Building Area2,548 sqft Living Area
1st Floor Area1,274 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,050 sqft (0.139 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address185 TRAPELO RD
CityBELMONT
StateMA
Zip02478-1875
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group2
Census Block2000
Census Tract357500

Owner

Source: Middlesex County and Belmont Town records · APN BELM M:12 P:000119 S

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 TRAPELO RD, BELMONT, MA 02478-1875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2024Deed of Trust, Mortgage · Line of Credit
NAVEO CREDIT UNION
Aug 20, 2025Deed of Trust, Mortgage
ATHENS STREET CAPITAL
May 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVEO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2007 · Amount on Record
Deed SaleJan 10, 2007 · Amount on Record
Deed Document Number20075506
Deed Book / Page48806 / 393
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address185 TRAPELO RD, BELMONT, MA 02478-1875
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082366-68
DateJan 03, 2024
Book Page82366/68
Instrument202400000468
Lender
NameNAVEO CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 01, 2044
Interest
Rate TypeAdjustable Rate

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address185 TRAPELO RD, BELMONT, MA 02478-1875
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084516-61
DateAug 20, 2025
Book Page84516/61
Instrument100101
Lender
NameATHENS STREET CAPITAL
Agreement
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address185 TRAPELO RD, BELMONT, MA 02478-1875
Document Number69245-520
Book / Page069245 / 000520
Instrument DateMay 03, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69245-520
DateMay 08, 2017
Book Page069245/000520
Instrument67149
Lender
NameNAVEO CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 07, 2037

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,073.00 (+10.62%)$1,060,000 (+9.17%) Land $690,000 Building $370,000
2023$10,914.00$971,000 Land $696,000 Building $275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Radiate Holdings.

Based on FCC filings for 1,029 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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