185 Tom Wright Rd, Franklinton, NC 27525 Property Records

Franklin County property record for 185 Tom Wright Rd, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2018
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Dec 2018)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1845-39-4828`

Property Details

APN / Parcel Number

Primary APN	`1845-39-4828`
Alternative APNs	`043560` `23735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.919 acres)
Terrain	Rolling
Garage Type	Attached - Finished
Garage Area	462 sqft
Porch	Porch
Porch Area	135 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23735
Street Address	185 TOM WRIGHT RD
City	FRANKLINTON
State	NC
Zip	27525-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:5 DIST:104 CITY/MUNI/TWP:FRANKLINTON SUBD:WRIGHT LOT
Legal Subdivision	WRIGHT LOT
Legal Lot Number	5
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	2
Census Block	2016
Census Tract	60401

Owner

Source: Franklin County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	185 TOM WRIGHT RD, FRANKLINTON, NC 27525-9638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 12, 2018	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	0021661045
Deed Book / Page	2166 / 1045
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	185 TOM WRIGHT RD, FRANKLINTON, NC 27525-9638
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023490700
Date	Nov 2, 2023
Book Page	2349/700
Instrument	10081295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	185 TOM WRIGHT RD, FRANKLINTON, NC 27525-9638
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022421183
Date	Feb 16, 2021
Book Page	2242/1183

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Dec 12, 2018
Property Address	185 TOM WRIGHT RD, FRANKLINTON, NC 27525-9638
Document Number	0021661045
Book / Page	2166 / 1045
Map Reference	MB2017 PG186
Instrument Date	Dec 12, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3067 SAM MOSS HAYES RD, 3067, OXFORD, NC 27565-7231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TOM WRIGHT RD, FRANKLINTON, NC 27525-9638

Mortgage

Document Number	0021661048
Date	Dec 12, 2018
Instrument	2166/1048

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (+4.94%)	$293,900 (+59.75%) Land $48,000 Building $245,900	$293,900 (+59.75%) Land $48,000 Building $245,900
2023	$1,701.00	$183,980 Land $25,000 Building $158,980	$183,980 Land $25,000 Building $158,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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