185 Thompson Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 185 Thompson Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1984
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Dec 2024)
Tax Bill	$476 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077013 01320`

Property Details

APN / Parcel Number

Primary APN	`077013 01320`
Alternative APN	`013 01320`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,548 sqft (1.39 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	264 sqft
Deck Area	96 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	185 THOMPSON RD
City	DUNLAP
State	TN
Zip	37327-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	9
Census Block Group	2
Census Block	2024
Census Tract	60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	185 THOMPSON RD, DUNLAP, TN 37327-6741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Deed Document Number	24003350
Deed Book / Page	472 / 2434
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 2, 2024
Property Address	185 THOMPSON RD, DUNLAP, TN 37327-6741
Document Number	0000003350
Book / Page	472 / 2434
Instrument Date	Nov 20, 2024
Instrument	24003350
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 THOMPSON RD, DUNLAP, TN 37327-6741

Mortgage

Document Number	0000003351
Date	Dec 2, 2024
Instrument	24003351

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	185 THOMPSON RD, DUNLAP, TN 37327-6741
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 THOMPSON RD, DUNLAP, TN 37327

Mortgage

Document Number	0000002529
Date	Nov 27, 2023
Book Page	467/107
Instrument	23002529

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$476.00 (-0.42%)	$25,900 (-4.95%) Land $3,325 Building $22,575
2023	$478.00 (+30.6%)	$27,250 (+81.97%) Land $4,675 Building $22,575	$103,600 (+72.95%) Land $13,300 Building $90,300
2022	$366.00	$14,975 Land $3,025 Building $11,950	$59,900 Land $12,100 Building $47,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 89% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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