1. Home
  2. Tennessee
  3. White County
  4. Sparta
  5. Thomas St

185 Thomas St, Sparta, TN 38583 Property Records

White County property record for 185 Thomas St, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 2007
Lot Size0.458 acres (19,980 sqft)
Owner2 Owner Names on File
Last Sale$85,000 (Feb 2009)
Tax Bill$779 (2025)
Deeds & MortgagesJul 2017 Mortgage
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN093080E B 00200

Property Details

APN / Parcel Number

Primary APN093080E B 00200
Alternative APN
  • 080E B 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2013
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,980 sqft (0.458 acres)
Lot Dimensions222 ft deep x 90 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address185 THOMAS ST
CitySPARTA
StateTN
Zip38583-4922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 3; SUBDIVISION: SUNNYSIDE S/D
Legal SubdivisionSUNNYSIDE S/D
Legal Lot Number40
JurisdictionWHITE TN
Township / Civil Division2
Census Block Group2
Census Block2034
Census Tract935500

Owner

The current owner of 185 Thomas St acquired it in May 2011.

Source: White County records, as of January 23, 2026

Owner of Record2 Owner Names on File
Mailing Address513 GAINES ST, SPARTA, TN 38583-2101

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF TENNESSEE
Nov 16, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST NAT'L BK/TN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2009 · Amount on File
Deed SaleFeb 11, 2009 · Amount on File
Prior SaleFeb 10, 2009 · Amount on File
Deed Document Number0000000493
Deed Book / Page000261 / 000317
Last Transfer DateMay 13, 2011
Transfer Doc0000001490
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address185 THOMAS ST, SPARTA, TN 38583-4922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002429
DateJul 21, 2017
Book PageRB400/335
Instrument17002429
Lender
NameFIRST NATIONAL BANK OF TENNESSEE
AddressSPARTA, TN 38583
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term36 Months
DueJul 21, 2020

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITE TN
Property Address185 THOMAS ST, SPARTA, TN 38583-4922
Document Number0000003889
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 GAINES ST SPARTA TN 385832101, SPARTA, TN 38583-2101

Mortgage

Document Number0000003889
DateNov 16, 2018
Book Page000424/000859
Instrument3889
Lender
NameFIRST NAT'L BK/TN
TypeBank
AddressSPARTA, TN 38583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueNov 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 185 Thomas St was $779.

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$779.00$55,275 Land $5,000 Building $50,275$221,100 Land $20,000 Building $201,100
2023$28,800 Land $2,500 Building $26,300
2021$590.00
2020$115,200 Land $10,000 Building $105,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Thomas St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUEBECK WALLING U.D.
serves 5,588 people · EPA ID TN0000569
Water SourcePurchased surface water from SPARTA WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures