185 The North Rd, Florence, MS 39073 Property Records

Rankin County property record for 185 The North Rd, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,238 sqft · built 1974
Lot Size	19.9 acres (868,151 sqft)
Owner	2 Individual Names on File
Tax Bill	$327 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`F04 000103 00000`

Property Details

APN / Parcel Number

Primary APN	`F04 000103 00000`
Alternative APN	`13127`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,238 sqft Adjusted Area
1st Floor Area	1,659 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	868,151 sqft (19.9 acres)
Garage Type	Mixed
Garage Area	660 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13127
Street Address	185 THE NORTH RD
City	FLORENCE
State	MS
Zip	39073-9147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPROX 19.93 AC IN NE4 NW4 & NW4 NE4 & NE4 NE4 DB 395 PG 0148 0112779 DB 406 PG 0066 0080580 DB 450 PG 0600 0080583 DB 527 PG
Legal Range	02E
Legal Township	04N
Legal Section	27
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	2
Census Block	2005
Census Tract	21004

Owner

185 The North Rd is owned and occupied by two individuals.

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 THE NORTH RD, FLORENCE, MS 39073-9147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	May 4, 2026
Property Address	185 THE NORTH RD, FLORENCE, MS 39073-9147
Document Number	3026040432
Book / Page	3026 / 40432
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 THE NORTH RD, FLORENCE, MS 39073-9147

Mortgage

Document Number	3026040432,
Date	May 4, 2026
Book Page	3026/40432

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	185 THE NORTH RD, FLORENCE, MS 39073-9147
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063672
Date	Aug 15, 2023
Book Page	3023/63672

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	185 THE NORTH RD, FLORENCE, MS 39073-9147
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062754
Date	Jun 13, 2022
Book Page	3022/62754

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 185 The North Rd was $327 with exemptions applied, down 71.7% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$327.00 (-71.69%) Homeowner's exemption Disabled Person's exemption	$14,479
2024	$1,155.00		$142,070 Land $20,540 Building $121,530
2023		$12,576
2021			$123,020 Land $25,980 Building $97,040
2019	$309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 The North Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2016–2020)
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 The North Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on The North Rd

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