185 SW 3rd Ave, Oak Harbor, WA 98277 Property Records

Island County property record for 185 SW 3rd Ave, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2021)
Tax Bill	$4,083 (2026)
Deeds & Mortgages	Dec 2021 Sale Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13203-488-4830`

Property Details

APN / Parcel Number

Primary APN	`R13203-488-4830`
Alternative APN	`13611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,632 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	185 SW 3RD AVE
City	OAK HARBOR
State	WA
Zip	98277-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	0.2300 ACRES INS SECTION 03S TOWNSHIP 32S RANGE R1S EX PT TO CITY OF OH AF#4518150 LOT 1 OH BLA 20-00002 AF#4518566;S EX PT TO CITY OF OH AF#4518150 LOT 1 OH BLA 20-00002 AF#4518566
Legal Range	01
Legal Township	32
Legal Section	03
Legal Lot Number	1
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2011
Census Tract	970602

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1618 SE 8TH AVE, OAK HARBOR, WA 98277-5401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer LAND TITLE AND ESCROW, LAND TITLE & ESCROW
Jun 10, 2021	Warranty Deed, Transfer · Commercial Mortgage VALLEY HIGH INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	20214536966
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 30, 2021
Property Address	185 SW 3RD AVE, OAK HARBOR, WA 98277-5107
Document Number	0004536966
Instrument Date	Dec 22, 2021
Instrument	4536966
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$6,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 SE 8TH AVE, OAK HARBOR, WA 98277-5401

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 10, 2021
Property Address	185 SW 3RD AVE, OAK HARBOR, WA 98277-5107
Document Number	0004521528
Instrument Date	Jun 8, 2021
Instrument	4521528
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$4,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13110 NORTHEAST 177TH PLACE #228 # 228, 228, 93072

Mortgage

Document Number	0004521529
Date	Jun 10, 2021
Instrument	4521529

Lender

Name	VALLEY HIGH INVESTMENTS INC
Type	Non-Lending Institution
Address	OAK HARBOR, WA 98277

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,083.00 (+5.7%)
2025	$3,863.00 (+2.49%)	$446,630 (-1.16%) Land $190,000 Building $256,630	$446,630 (-1.16%) Land $190,000 Building $256,630
2023	$3,769.00	$451,855 (+7.5%) Land $190,000 Building $261,855	$451,855 (+7.5%) Land $190,000 Building $261,855
2022		$420,342 Land $180,000 Building $240,342	$420,342 Land $180,000 Building $240,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Orcas Online, Ziply Fiber.

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