185 Sutherland Dr, Franklinton, NC 27525 Property Records

Franklin County property record for 185 Sutherland Dr, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 2007
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,500 (Feb 2010)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1844-58-4467`

Property Details

APN / Parcel Number

Primary APN	`1844-58-4467`
Alternative APNs	`B04D00 203` `1011361` `039021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,662 sqft Total Area
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached - Finished
Garage Area	440 sqft
Porch	Porch
Porch Area	243 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1011361
Old Parcel Number	B04D00 203
Street Address	185 SUTHERLAND DR
City	FRANKLINTON
State	NC
Zip	27525-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:203 DIST:104 CITY/MUNI/TWP:FRANKLINTON SUBD:OLDE LIBERTY GOLF CLUB LOT
Legal Subdivision	OLDE LIBERTY GOLF CLUB LOT
Legal Lot Number	203
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	1
Census Block	1012
Census Tract	60501

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 SUTHERLAND DR, FRANKLINTON, NC 27525-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 16, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Aug 9, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2010 · Amount on Record
Deed Sale	Feb 26, 2010 · Amount on Record
Prior Sale	Jan 3, 2007 · Amount on Record
Deed Document Number	0017650306
Deed Book / Page	1765 / 0306
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	185 SUTHERLAND DR, FRANKLINTON, NC 27525-6616
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023611917
Date	Apr 4, 2024
Book Page	2361/1917
Instrument	10086328

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	185 SUTHERLAND DR, FRANKLINTON, NC 27525-6616
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SUTHERLAND DR, FRANKLINTON, NC 27525-6616

Mortgage

Document Number	0023460642
Date	Sep 26, 2023
Book Page	2346/642
Instrument	10080034

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	185 SUTHERLAND DR, FRANKLINTON, NC 27525-6616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021330426
Date	Jan 16, 2018
Book Page	2133/426
Instrument	2133-426

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 9, 2018
Property Address	185 SUTHERLAND DR, FRANKLINTON, NC 27525-6616
Document Number	0021570311
Book / Page	002157 / 000311
Instrument Date	Aug 9, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	85 SUTHERLAND DR FRANKLINTON NC 275256613, FRANKLINTON, NC 27525-6613

Mortgage

Document Number	21570313
Date	Aug 9, 2018
Book Page	002157/000313

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (-4.21%)	$416,280 (+45.11%) Land $92,000 Building $324,280	$416,280 (+45.11%) Land $92,000 Building $324,280
2023	$2,591.00	$286,880 Land $60,480 Building $226,400	$286,880 Land $60,480 Building $226,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW LAKE S/D private · serves 117 people · EPA ID NC4035018
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	FRANKLIN COUNTY WATER & SEWER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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