185 Sunset Pass, Big Sandy, TN 38221 Property Records

Benton County property record for 185 Sunset Pass, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,884 sqft · built 2005
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Jul 2017)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003015J A 00900`

Property Details

APN / Parcel Number

Primary APN	`003015J A 00900`
Alternative APN	`015J A 00900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,884 sqft Living Area
1st Floor Area	2,884 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	71 sqft
Deck Area	224 sqft
Patio Area	144 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	185 SUNSET PASS
City	BIG SANDY
State	TN
Zip	38221-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	DISTRICT: 09, COUNTY AREA: F95
Legal Subdivision	SANDY SHORES SUBDIVISION
Legal Block	726
Legal Lot Number	4
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3010
Census Tract	963000

Owner

Source: Benton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 SUNSET PASS, BIG SANDY, TN 38221-3049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2017	Warranty Deed, Transfer · VA Mortgage PEOPLES HOME EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Mar 18, 2005 · Amount on Record
Deed Document Number	201792483
Deed Book / Page	293 / 638
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jul 31, 2026
Property Address	185 SUNSET PASS, BIG SANDY, TN 38221-3049
Document Number	0000125577
Book / Page	432 / 2920
Instrument Date	Jul 28, 2026
Instrument	2026125577
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$149,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CAROLYN LN, SOMONAUK, IL 60552-9502

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	185 SUNSET PASS, BIG SANDY, TN 38221-3049
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	348/248
Date	Jan 29, 2021
Book Page	348/248
Instrument	104340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	185 SUNSET PASS, BIG SANDY, TN 38221-3049
Transaction Type	Mortgage
Record Updated	Jun 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	333/111
Date	Apr 23, 2020
Book Page	333/111
Instrument	101334

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Sep 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jul 31, 2017
Property Address	185 SUNSET PASS, BIG SANDY, TN 38221-3049
Document Number	000293/638
Book / Page	293 / 638
Instrument Date	Jul 31, 2017
Instrument	92483
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SUNSET PASS, BIG SANDY, TN 38221-3049

Mortgage

Document Number	293/641
Date	Jul 31, 2017
Book Page	293/641
Instrument	92484

Lender

Name	PEOPLES HOME EQUITY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (-2.09%)	$112,350 (+56.48%) Land $20,475 Building $91,875	$449,400 (+65.59%) Land $81,900 Building $367,500
2023	$1,958.00 (+5.78%)	$71,800 (+5.82%) Land $21,000 Building $50,800
2022	$1,851.00	$67,850 Land $21,000 Building $46,850	$271,400 (-5.5%) Land $84,000 Building $187,400
2020			$287,200 Land $84,000 Building $203,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Pass

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