185 Summit Dr, Allegan, MI 49010 Property Records

Allegan County property record for 185 Summit Dr, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,319 sqft · built 2003
Lot Size	0.726 acres (31,625 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2020)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-400-015-00`

Property Details

APN / Parcel Number

Primary APN	`51-400-015-00`
Alternative APN	`03-51-400-015-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	1,319 sqft
Unfinished Basement	1,319 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Lot Area	31,625 sqft (0.726 acres)
Lot Dimensions	222 ft deep x 50 ft wide
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 SUMMIT DR
City	ALLEGAN
State	MI
Zip	49010-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 SFR
Legal Description	UNIT 15 SUMMIT ESTATES SEC 21 CITY OF ALLEGAN T2N R13W (02)
Legal Range	13W
Legal Township	02N
Legal Section	21
Legal Subdivision	SUMMIT ESTATES
Legal Unit	15
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	2
Census Block	2004
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 SUMMIT DR, ALLEGAN, MI 49010-8627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Book / Page	4483 / 116
Prior Transfer Date	Jul 23, 2012
Prior Transfer Doc	3645/061
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 13, 2020
Property Address	185 SUMMIT DR, ALLEGAN, MI 49010-8627
Document Number	004483/116
Book / Page	4483 / 116
Map Reference	LB 2060 PG 216
Instrument Date	Jul 8, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 SUMMIT DR, 185, ALLEGAN, MI 49010-8627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10202 N 16TH ST, PLAINWELL, MI 49080-9681

Mortgage

Document Number	0004483118
Date	Jul 13, 2020
Instrument	4483/118

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,600 (+19.15%) Land $43,200 Building $97,400	$281,200 (+19.15%) Land $86,400 Building $194,800
2025	$4,615.00 (+12.4%)
2023		$118,000 Land $30,000 Building $88,000	$236,000 Land $60,000 Building $176,000
2022	$4,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1978–2013)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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