DeKalb County property record for 185 Stonegate Dr, Smithville, TN 37166
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,173 sqft · built 2006 |
| Lot Size | 0.513 acres (22,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $211,000 (Nov 2017) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021055L A 03200 |
| Primary APN | 021055L A 03200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 2,173 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,360 sqft |
| Lot Dimensions | 175 ft deep x 127 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 185 STONEGATE DR |
|---|---|
| City | SMITHVILLE |
| State | TN |
| Zip | 37166-6809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 9; SUBDIVISION: STONEGATE SUB |
| Legal Subdivision | STONEGATE SUB |
| Legal Lot Number | 31 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 920201 |
Source: DeKalb County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 STONEGATE DR, SMITHVILLE, TN 37166-6809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FEDERAL CREDIT UNION |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Nov 14, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK OF SUMMIT CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Apr 7, 2005 · Amount on Record |
| Deed Document Number | 181039 |
| Deed Book / Page | 700 / 419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 185 STONEGATE DR, SMITHVILLE, TN 37166-6809 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 185 STONEGATE DR, SMITHVILLE, TN 37166-6809 |
| Document Number | 0005200000000789 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 0000000520/0000000789 |
| Instrument | 202738 |
| Name | ASCEND FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 185 STONEGATE DR, SMITHVILLE, TN 37166-6809 |
| Document Number | 0000194366 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 185 STONEGATE DR SMITHVILLE TN 371666809, SMITHVILLE, TN 37166-6809 |
| Document Number | 0000194366 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 000477/000920 |
| Instrument | 194366 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 185 STONEGATE DR, SMITHVILLE, TN 37166-6809 |
| Document Number | 0000187771 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 185 STONEGATE DR SMITHVILLE TN 371666809, SMITHVILLE, TN 37166-6809 |
| Document Number | 0000187771 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 000447/000359 |
| Instrument | 187771 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 8, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Nov 14, 2017 |
| Property Address | 185 STONEGATE DR, SMITHVILLE, TN 37166-6809 |
| Document Number | 0000181039 |
| Book / Page | 000419 / 000700 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 181039 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 STONEGATE DR SMITHVILLE TN 371666809, SMITHVILLE, TN 37166-6809 |
| Document Number | 181040 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 000419/000702 |
| Instrument | 181040 |
| Name | FIRSTBANK OF SUMMIT CNTY |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: DeKalb County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 (+45.06%) | $67,325 (-) Land $5,000 Building $62,325 | |
| 2023 | $67,325 (-) Land $5,000 Building $62,325 | ||
| 2022 | $1,165.00 | $67,325 Land $5,000 Building $62,325 | $269,300 (-) Land $20,000 Building $249,300 |
| 2021 | $269,300 Land $20,000 Building $249,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4, DEKALB UTILITY DISTRICT #1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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