185 Stonegate Cir, Unit C, Cloverdale, CA 95425 Property Records

Sonoma County property record for 185 Stonegate Cir, Unit C, Cloverdale, CA 95425

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,102 sqft · built 2007
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Apr 2023)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-440-012-000`

Property Details

APN / Parcel Number

Primary APN	`001-440-012-000`
Alternative APN	`001-440-012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,102 sqft Living Area
Gross Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Lot Area	1 sqft
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	001-440-012
Street Address	185 STONEGATE CIR, C
City	CLOVERDALE
State	CA
Zip	95425-3692
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	2006 FM001-440-001 GARDENS AT THYME SQUARE UNIT U9
Legal Subdivision	THE GARDENS AT THYME SQUARE SUBDIVISION
Legal Tract	2
Legal Block	3
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3001
Census Tract	154202

Owner

185 Stonegate Cir, Unit C is owned and occupied by an individual who bought it in April 2023.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	185 STONEGATE CIR, C, CLOVERDALE, CA 95425-3692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 23, 2020	Intrafamily Transfer, Transfer
Jan 23, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	202316829
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0000083812
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 20, 2023
Property Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692
Document Number	0000016829
Map Reference	MB 682 PG 15-19
Instrument Date	Apr 13, 2023
Instrument	2023016829
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692

Mortgage

Document Number	0000016830
Date	Apr 20, 2023
Instrument	2023016830

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 STONEGATE CIR C, C, CLOVERDALE, CA 95425-3692

Mortgage

Document Number	0000104947
Date	Sep 20, 2021
Instrument	2021104947

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060791
Date	Aug 30, 2019
Instrument	2019060791

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 23, 2020
Property Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692
Document Number	0000123613
Map Reference	MB 682 PG 15-19
Instrument Date	Dec 21, 2020
Instrument	2020123613
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 23, 2019
Property Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692
Document Number	0000004626
Map Reference	MB 682 PG 15-19
Instrument Date	Jan 18, 2019
Instrument	2019004626
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3692

Mortgage

Document Number	0000004627
Date	Jan 23, 2019
Instrument	2019004627

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 185 Stonegate Cir, Unit C was $5,573.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,013 (+2%) Land $180,405 Building $270,608
2025	$5,573.00	$442,170 Land $176,868 Building $265,302
2023	$4,949.00 (+1.83%) Homeowner's exemption	$385,989 Land $134,023 Building $251,966
2022	$4,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 185 Stonegate Cir, Unit C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Stonegate Cir, Unit C is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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