185 Stetson Rd, Stetson, ME 04488 Property Records

Penobscot County and Stetson Town property record for 185 Stetson Rd, Stetson, ME 04488

Property Summary

Property Type	Single Family Home
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$16,500 (Dec 2021)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STET M:011 L:032-C1`

Property Details

APN / Parcel Number

Primary APN	`STET M:011 L:032-C1`
Alternative APN	`140`

Exterior

Architectural Style	Multi-Family
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	140
Street Address	185 STETSON RD
City	STETSON
State	ME
Zip	04488-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	32-C1
Jurisdiction	STETSON ME
Township / Civil Division	STETSON
Census Block Group	1
Census Block	1005
Census Tract	13500

Owner

Source: Penobscot County and Stetson Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 STETSON RD, STETSON, ME 04488-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage MAINE HIGHLANDS FEDERAL CREDIT UNION
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MICHAEL D CARROLL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Book / Page	16301 / 75
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STETSON ME
Property Address	185 STETSON RD, STETSON, ME 04488-3003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177410273
Date	Dec 29, 2025
Book Page	17741/273
Instrument	35654

Lender

Name	MAINE HIGHLANDS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STETSON ME
Recording Date	Dec 6, 2021
Property Address	185 STETSON RD, STETSON, ME 04488-3003
Document Number	0163010075
Book / Page	16301 / 75
Instrument Date	Nov 30, 2021
Instrument	41140
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 STETSON RD, STETSON, ME 04488-3003

Mortgage

Document Number	0000041141
Date	Dec 6, 2021
Instrument	41141

Lender

Name	MICHAEL D CARROLL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Stetson Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Stetson Town
Unified School District	School Administrative District 64 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,245.00 (+6.23%)	$73,900 (+26.11%) Land $29,100 Building $44,800
2020	$1,172.00	$58,600 Land $29,100 Building $29,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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