Warren County property record for 185 Steeplechase Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,758 sqft · built 1999 |
| Lot Size | 0.294 acres (12,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,500 (Jun 2000) |
| Tax Bill | $5,903 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-214-004-0 |
| Primary APN | 04-07-214-004-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,758 sqft Living Area |
| Gross Area | 4,242 sqft |
| 1st Floor Area | 230 sqft |
| 2nd Floor Area | 1,240 sqft |
| Basement Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 12,798 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Deck Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 550537 |
|---|---|
| Street Address | 185 STEEPLECHASE DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHARDS RUN 1 LOT 26 |
| Legal Subdivision | RICHARDS RUN 1 |
| Legal Block | 37 |
| Legal Lot Number | 26 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30504 |
185 Steeplechase Dr is owned and occupied by two individuals who acquired it in March 2021.
Source: Warren County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 STEEPLECHASE DR, SPRINGBORO, OH 45066-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 7, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 14, 2020 | Deed of Trust, Construction Loan · Construction Mortgage PENNYMAC |
| Dec 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2000 · Amount on File |
| Deed Sale | Jun 20, 2000 · Amount on File |
| Last Transfer Date | Mar 5, 2021 |
| Transfer Doc | 0000016140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 185 STEEPLECHASE DR, SPRINGBORO, OH 45066-9118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009305 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-009305 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 7, 2021 |
| Property Address | 185 STEEPLECHASE DR, SPRINGBORO, OH 45066-9118 |
| Document Number | 0000016140 |
| Map Reference | MB 40 PG 94&95 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021-016140 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 185 STEEPLECHASE DR, SPRINGBORO, OH 45066-9118 |
| Document Number | 0000016141 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021-016141 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 10, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Dec 14, 2020 |
| Property Address | 185 STEEPLECHASE DR, SPRINGBORO, OH 45066-9118 |
| Document Number | 0000050665 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 50665 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 17, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 STEEPLECHASE DR SPRINGBORO OH 450669118, SPRINGBORO, OH 45066-9118 |
| Document Number | 0000050665 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 50665 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 185 STEEPLECHASE DR, SPRINGBORO, OH 45066-9118 |
| Document Number | 0000038574 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 STEEPLECHASE DR #M SPRINGBORO OH 450669118, M, SPRINGBORO, OH 45066-9118 |
| Document Number | 0000038574 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 38574 |
| Name | LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43215 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2047 |
The 2025 property tax bill for 185 Steeplechase Dr was $5,903.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,903.00 | $149,210 Land $35,000 Building $114,210 | $426,300 Land $100,000 Building $326,300 |
| 2023 | $5,092.00 (+1.01%) | $117,674 (+0.37%) Land $20,650 Building $97,024 | |
| 2022 | $5,041.00 | $117,243 Land $20,650 Building $96,593 | $336,210 (+0.37%) Land $59,000 Building $277,210 |
| 2021 | $334,980 Land $59,000 Building $275,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Steeplechase Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Steeplechase Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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