Cape Girardeau County property record for 185 State Hwy FF, Jackson, MO 63755
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,200 sqft · built 1997 |
| Lot Size | 44.9 acres (1,955,844 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095001500004000000 |
| Primary APN | 095001500004000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,955,844 sqft (44.9 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 185 STATE HIGHWAY FF |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT E1/2 NE & E1/2 SE |
| Legal Range | 12E |
| Legal Township | 32S |
| Legal Section | 15 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 2 |
| Census Block | 2113 |
| Census Tract | 880100 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 STATE HIGHWAY FF, JACKSON, MO 63755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK |
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 |
| Deed Sale | Feb 13, 2026 |
| Prior Sale | Dec 15, 2023 · Amount on Record |
| Deed Document Number | 20261103 |
| Prior Transfer Date | Feb 6, 2026 |
| Prior Transfer Doc | 0000001103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 185 STATE HIGHWAY FF, JACKSON, MO 63755 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202507769 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-07769 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 185 STATE HIGHWAY FF, JACKSON, MO 63755 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202310171 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023-10171 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,640 (-) Land $2,530 Building $15,110 | $98,213 (-) Land $18,693 Building $79,520 | |
| 2025 | $884.00 (+4.62%) | $17,640 (+4.5%) Land $2,530 Building $15,110 | $98,213 (+4.22%) Land $18,693 Building $79,520 |
| 2023 | $845.00 | $16,880 Land $2,490 Building $14,390 | $94,234 Land $18,501 Building $75,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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