Butler County property record for 185 Stablewatch Ct, Monroe, OH 45050
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,470 sqft · built 2004 |
| Lot Size | 0.242 acres (10,555 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Nov 2018) |
| Tax Bill | $5,407 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C1800-009-320-082 |
| Primary APN | C1800-009-320-082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 292 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,555 sqft (0.242 acres) |
| Lot Dimensions | 141 ft deep x 75 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 27 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 185 STABLEWATCH CT |
|---|---|
| City | MONROE |
| State | OH |
| Zip | 45050-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3245 ENT BRIDLE CREEK SEC 2 |
| Legal Subdivision | BRIDLE CREEK |
| Legal Lot Number | 3245 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LEMON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11200 |
185 Stablewatch Ct is owned and occupied by two individuals who bought it in November 2018.
Source: Butler County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Nov 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 3, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on File |
| Deed Sale | Nov 7, 2018 · Amount on File |
| Prior Sale | Aug 3, 2018 · Amount on File |
| Deed Document Number | 201843129 |
| Deed Book / Page | 9228 / 580 |
| Prior Transfer Date | Aug 1, 2018 |
| Prior Transfer Doc | 0000029496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Document Number | 0000012231 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 10079/1011 |
| Instrument | 2024-00012231 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | 6501 S MASON MONTGOMERY RD, MASON, OH 45040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043681 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 9512/1402 |
| Instrument | 2020-00043681 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Nov 7, 2018 |
| Property Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Document Number | 0000043129 |
| Book / Page | 9228 / 0580 |
| Map Reference | MB 3095 PG A-D |
| Instrument Date | Nov 2, 2018 |
| Instrument | 2018-00043129 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $813.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Document Number | 0000043130 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 2018-00043130 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Aug 3, 2018 |
| Property Address | 185 STABLEWATCH CT, MONROE, OH 45050-2422 |
| Document Number | 0000029496 |
| Book / Page | 009192 / 001012 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 29496 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $579.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8040 PARADISE CV LIBERTY TOWNSHIP OH 450448947, LIBERTY TOWNSHIP, OH 45044-8947 |
The 2025 property tax bill for 185 Stablewatch Ct was $5,407.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Lemon Township |
| Municipality | Monroe City |
| Unified School District | Monroe Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,407.00 | $118,270 Land $14,780 Building $103,490 | $337,910 Land $42,220 Building $295,690 |
| 2023 | $5,291.00 (+29.36%) | $118,270 (+46.85%) Land $14,780 Building $103,490 | $337,910 Land $42,220 Building $295,690 |
| 2022 | $4,090.00 | $80,540 Land $14,780 Building $65,760 | |
| 2020 | $230,110 Land $42,220 Building $187,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 185 Stablewatch Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 Stablewatch Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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