185 Spring Lake Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 185 Spring Lake Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,954 sqft · built 1978
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on Record
Tax Bill	$639 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`75W010002704`

Property Details

APN / Parcel Number

Primary APN	`75W010002704`
Alternative APNs	`024770` `24770`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,954 sqft Adjusted Area
1st Floor Area	2,864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 SPRING LAKE RD
City	COLUMBUS
State	MS
Zip	39702-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S2 SE4 185 SPRING LAKE RD
Legal Range	17W
Legal Township	19S
Legal Section	05
Legal Subdivision	SEC5 T19S R17W
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	404

Owner

Source: Lowndes County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 SPRING LAKE RD, COLUMBUS, MS 39702-8057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2024
Transfer Doc	2024009713
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	185 SPRING LAKE RD, COLUMBUS, MS 39702-9600
Document Number	0020172652
Book / Page	002017 / 012652
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	185 SPRING LAKE RD COLUMBUS MS 397029600, COLUMBUS, MS 39702-9600

Mortgage

Document Number	0020172652
Date	Jun 8, 2017
Book Page	002017/012652

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (+0.79%) Homeowner's exemption Senior Citizen's exemption	$15,838 (+12.32%)	$158,380 (+12.32%) Land $32,260 Building $126,120
2024	$634.00 (+0.48%)
2023	$631.00 Homeowner's exemption Senior Citizen's exemption	$14,101	$141,010 Land $32,260 Building $108,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20