185 Sprague Ave, Warwick, RI 02889 Property Records

Warwick City property record for 185 Sprague Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,456 sqft · built 1962
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 1991)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	Oct 2022 Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31802390000`

Property Details

APN / Parcel Number

Primary APN	`31802390000`
Alternative APNs	`WARW M:318 B:0239 L:0000` `100134846`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,662 sqft
1st Floor Area	1,456 sqft
Basement Area	1,144 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,600 sqft (0.312 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100134846
Street Address	185 SPRAGUE AVE
City	WARWICK
State	RI
Zip	02889-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	239
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2007
Census Tract	21402

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 SPRAGUE AVE, WARWICK, RI 02889-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Aug 29, 2017	Deed of Trust, Mortgage CITIZENS BANK
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1991 · Amount on Record
Deed Sale	Apr 1, 1991 · Amount on Record
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	185 SPRAGUE AVE, WARWICK, RI 02889-1901
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010231-312
Date	Oct 26, 2022
Book Page	10231/312
Instrument	14999

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	185 SPRAGUE AVE, WARWICK, RI 02889-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8888-240
Date	Aug 29, 2017
Book Page	8888/240
Instrument	12672

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	185 SPRAGUE AVE, WARWICK, RI 02889-1901
Document Number	9307-13
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SPRAGUE AVE WARWICK RI 028891901, WARWICK, RI 02889-1901

Mortgage

Document Number	9307-13
Date	Jul 15, 2019
Book Page	009307/000013
Instrument	9342

Lender

Name	BANKNEWPORT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,415.00 (+4.09%)	$426,400 (+16.31%) Land $115,200 Building $311,200
2024			$401,470
2023	$5,202.00 (+10.26%)	$366,600 (+45.53%) Land $100,100 Building $266,500
2022	$4,718.00	$251,900 Land $58,700 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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