185 Smithfield Rd, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 185 Smithfield Rd, Oakland, ME 04963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1998
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on File
Last Sale$224,000 (Feb 2022)
Tax Bill$3,063 (2025)
Deeds & MortgagesOct 2018 Mortgage
Aug 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNOAKL M:033 L:008

Property Details

APN / Parcel Number

Primary APNOAKL M:033 L:008
Alternative APN
  • 14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCape Cod
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area59,242 sqft (1.36 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number14
Street Address185 SMITHFIELD RD
CityOAKLAND
StateME
Zip04963-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL.
Legal Lot Number8
JurisdictionOAKLAND ME
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1002
Census Tract25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

185 Smithfield Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address185 SMITHFIELD RD, OAKLAND, ME 04963-4108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2018Deed of Trust, Mortgage
KENNEBEC VALLEY CNCL
Aug 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEDIATRIC PARK INC
Feb 9, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CALIBER HOME LOANS INC
Jan 17, 2017Warranty Deed, Transfer · Commercial Mortgage
Jan 17, 2017Intrafamily Transfer, Transfer · Commercial Mortgage
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2022 · Amount on File
Deed SaleFeb 9, 2022 · Amount on File
Prior SaleJan 17, 2017 · Amount on File
Deed Document Number20223258
Deed Book / Page14349 / 135
Transfer Doc2017001121
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND ME
Property Address185 SMITHFIELD RD, OAKLAND, ME 04963-4108
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018023298
DateOct 4, 2018
Book Page13044/0224
Instrument2018023298
Lender
NameKENNEBEC VALLEY CNCL
Agreement
AmountAmount on Record

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND ME
Property Address185 SMITHFIELD RD, OAKLAND, ME 04963-4108
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021024746
DateAug 25, 2021
Book Page14146/36
Instrument2021024746
Lender
NamePEDIATRIC PARK INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND ME
Recording DateFeb 9, 2022
Property Address185 SMITHFIELD RD, OAKLAND, ME 04963-4108
Document Number2022003258
Book / Page14349 / 135
Instrument DateFeb 7, 2022
Instrument2022003258
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14 POWELL AVE # 16, 16, OAKLAND, ME 04963-4162
InvestorPossibly a Property Investor

Mortgage

Document Number2022003259
DateFeb 9, 2022
Instrument2022003259
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND ME
Recording DateJan 17, 2017
Property Address185 SMITHFIELD RD, OAKLAND, ME 04963-4108
Document Number12518/68
Book / Page12518 / 68
Instrument2017001121
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$22.99
Amount AccuracyNon-Arm's Length Transaction
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 12518/0071
DateJan 17, 2017
Instrument12518/0071
Lender
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2047

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND ME
Recording DateJan 17, 2017
Property Address185 SMITHFIELD RD, OAKLAND, ME 04963-4108
Document Number2017001121
Book / Page12518 / 0068
Instrument2017001121
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017001122
DateJan 17, 2017
Instrument2017001122
Lender
NameRESIDENTIAL MTG SVCS
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 185 Smithfield Rd was $3,063, up 6.8% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionOakland Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,063.00 (+6.84%)$196,100 (-) Land $33,800 Building $162,300
2024$2,867.00 (+13.77%)$196,100 (+12.06%) Land $33,800 Building $162,300
2023$2,520.00 (-1.22%)$175,000 (+18%) Land $33,800 Building $141,200$232,940
2022$2,551.00$148,300 Land $30,700 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Smithfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY OAKLAND DIVISION
private · serves 2,873 people · EPA ID ME0091190
Water SourcePurchased surface water from KENNEBEC WATER DISTRICT
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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