185 Smith St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 185 Smith St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,090 sqft · built 2019
Lot Size	0.267 acres (11,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,390,000 (Dec 2019)
Tax Bill	$29,482 (2026)
Deeds & Mortgages	Sep 2020 Refinance Dec 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:186`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:186`
Alternative APNs	`FFLD M:182 B:186` `M:182 L:186 X` `643`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,090 sqft Living Area
Gross Area	6,645 sqft
Basement Area	1,323 sqft
Unfinished Basement	1,323 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,610 sqft (0.267 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	643
Street Address	185 SMITH ST
City	FAIRFIELD
State	CT
Zip	06824-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	186
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4005
Census Tract	61500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 SMITH ST, FAIRFIELD, CT 06824-6636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 23, 2019	Warranty Deed, Transfer UNKNOWN
Apr 24, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2019202019-8686
Deed Book / Page	5858 / 265
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	185 SMITH ST, FAIRFIELD, CT 06824-6636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5972-175
Date	Sep 1, 2020
Book Page	5972/175
Instrument	2020-7093

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Dec 23, 2019
Property Address	185 SMITH ST, FAIRFIELD, CT 06824-6636
Document Number	5858-265
Book / Page	005858 / 000265
Instrument Date	Dec 20, 2019
Instrument	8686
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$1,390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SMITH ST FAIRFIELD CT 068246636, FAIRFIELD, CT 06824-6636

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 24, 2019
Property Address	185 SMITH ST, FAIRFIELD, CT 06824-6636
Document Number	5768-7
Book / Page	005768 / 000007
Instrument Date	Apr 1, 2019
Instrument	2416
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1504 FAIRFIELD BEACH RD FAIRFIELD CT 068246519, FAIRFIELD, CT 06824-6519

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,482.00 (+11.63%)	$1,536,304 (+65.14%) Land $761,264 Building $775,040	$2,433,292 (+273.66%)
2025	$26,411.00	$930,300 (-) Land $290,570 Building $639,730	$651,210 Land $203,399 Building $447,811
2024	$26,411.00 (+3.2%)
2023	$25,593.00	$930,300 Land $290,570 Building $639,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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