Erie County and Amherst Town property record for 185 Smith Rd, Buffalo, NY 14228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,007 sqft · built 1953 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Oct 2010) |
| Tax Bill | $8,636 (2026) |
| Deeds & Mortgages | Jun 2026 Refinance Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 142289 28.00-1-16 |
| Primary APN | 142289 28.00-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| 1st Floor Area | 2,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 82,764 sqft (1.9 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Mixed |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 185 SMITH RD |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14228-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1909 3 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 9009 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 SMITH RD, BUFFALO, NY 14228-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK |
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK |
| Feb 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Feb 1, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2010 · Amount on Record |
| Deed Sale | Oct 15, 2010 · Amount on Record |
| Deed Document Number | 2010187676 |
| Deed Book / Page | 11189 / 9609 |
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0114136686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 185 SMITH RD, BUFFALO, NY 14228-1524 |
| Document Number | 0000116688 |
| Book / Page | 11462 / 6579 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026116688 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 185 SMITH RD, BUFFALO, NY 14228-1524 |
| Document Number | 0000116688, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 11462/6579 |
| Instrument | 2026116688 |
| Name | KEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.12% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 24, 2026 |
| Property Address | 185 SMITH RD, BUFFALO, NY 14228-1524 |
| Document Number | 0000114335 |
| Book / Page | 14202 / 6258 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026114335 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 185 SMITH RD, BUFFALO, NY 14228-1524 |
| Document Number | 0000114335, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 14202/6258 |
| Instrument | 2026114335 |
| Name | KEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 185 SMITH RD, AMHERST, NY 14228-1524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 185 SMITH RD, BUFFALO, NY 14228-1524 |
| Document Number | 0141188107 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 14118/8107 |
| Instrument | 2024027406 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 1, 2023 |
| Property Address | 185 SMITH RD, AMHERST, NY 14228-1524 |
| Document Number | 0114136686 |
| Book / Page | 11413 / 6686 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023018105 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 SMITH RD, AMHERST, NY 14228-1524 |
| Name | Verified Name |
|---|---|
| Address | 185 SMITH RD, AMHERST, NY 14228-1524 |
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,636.00 (+13.14%) Homeowner's exemption | ||
| 2025 | $7,633.00 (+27.58%) | $394,000 (+41.73%) Land $69,400 Building $324,600 | $398,000 (+43.17%) Land $70,105 Building $327,895 |
| 2024 | $5,983.00 (+29.36%) Homeowner's exemption | $278,000 (+72.67%) Land $69,400 Building $208,600 | $278,000 (+7.06%) Land $69,400 Building $208,600 |
| 2023 | $161,000 Land $41,800 Building $119,200 | $259,677 Land $67,419 Building $192,258 | |
| 2019 | $4,625.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 2 (2013–2026) |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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