185 Smith Ranch Ct, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 185 Smith Ranch Ct, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,153 sqft · built 2004
Lot Size	0.087 acres (3,803 sqft)
Owner	Individual Name on File
Last Sale	$2,330,000 (Mar 2023)
Tax Bill	$29,089 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`409-20-024`

Property Details

APN / Parcel Number

Primary APN	`409-20-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,153 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	1,271 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Architectural Style	Other
Construction Type	Wood
Lot Area	3,803 sqft (0.087 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	185 SMITH RANCH CT
City	LOS GATOS
State	CA
Zip	95032-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9521 LOT 16
Legal Subdivision	VASONA PARK
Legal Tract	9521
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3001
Census Tract	507205

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	185 SMITH RANCH CT, LOS GATOS, CA 95032-1839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 24, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Feb 24, 2023
Deed Document Number	25444014
Record Updated	Jun 8, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 2, 2023
Property Address	185 SMITH RANCH CT, LOS GATOS, CA 95032-1839
Document Number	0025444014
Map Reference	MB 766 PG 24&25
Instrument Date	Feb 17, 2023
Instrument	25444014
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	185 SMITH RANCH CT, LOS GATOS, CA 95032-1839

Mortgage

Document Number	0025444015
Date	Mar 2, 2023
Instrument	25444015

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 24, 2023
Property Address	185 SMITH RANCH CT, LOS GATOS, CA 95032-1839
Document Number	0025441670
Map Reference	MB 766 PG 24&25
Instrument Date	Feb 13, 2023
Instrument	25441670
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 NEVADA AVE, MOSS BEACH, CA 94038

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 10, 2022
Property Address	185 SMITH RANCH CT, LOS GATOS, CA 95032-1839
Document Number	0025356504
Map Reference	MB 766 PG 24&25
Instrument Date	Jul 21, 2022
Instrument	25356504
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 JACKLING DR, HILLSBOROUGH, CA 94010-6130

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$29,089.00 (+80.8%)	$2,424,132 (+84.29%) Land $1,144,440 Building $1,279,692
2023	$16,089.00 (+0.67%)	$1,315,418 Land $669,888 Building $645,530
2022	$15,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1992–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: California Internet, Ridge Wireless.

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