Lowndes County property record for 185 Shirley Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,439 sqft · built 1984 |
| Lot Size | 0.306 acres (13,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,042 (Aug 2026) |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67W210009300 |
| Primary APN | 67W210009300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,439 sqft Adjusted Area |
| 1st Floor Area | 1,186 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,341 sqft (0.306 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 185 SHIRLEY DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 185 SHIRLEY DR LOT 54 6D |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 27 |
| Legal Subdivision | BEERSHEBA HILLS SUBDIV |
| Legal Lot Number | 54 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 404 |
185 Shirley Dr is owned and occupied by an individual who bought it in August 2026.
Source: Lowndes County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 SHIRLEY DR, COLUMBUS, MS 39702-9310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage FLEXPOINT FUNDING |
| Oct 24, 2019 | Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH |
| Oct 23, 2019 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Oct 23, 2019 | Deed of Trust, Mortgage BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Oct 24, 2019 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 6324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 20, 2026 |
| Property Address | 185 SHIRLEY DR, COLUMBUS, MS 39702-9310 |
| Document Number | 2026006324 |
| Book / Page | 2026 / 6324 |
| Instrument Date | Aug 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 SHIRLEY DR, COLUMBUS, MS 39702-9310 |
| Document Number | 2026020354, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 2026/20354 |
| Name | FLEXPOINT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 24, 2019 |
| Property Address | 185 SHIRLEY DR, COLUMBUS, MS 39702-9310 |
| Document Number | 0020197860 |
| Book / Page | 002019 / 007860 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 SHIRLEY DR COLUMBUS MS 397029310, COLUMBUS, MS 39702-9310 |
| Document Number | 20192607 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002019/022607 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Number | 20192618, |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002019/022618 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | JACKSON, MS 39202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 23, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 185 SHIRLEY DR, COLUMBUS, MS 39702-9310 |
| Document Number | 0020195648 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 486 SHIRLEY DR COLUMBUS MS 39702, COLUMBUS, MS 39702 |
| Document Number | 0020195648 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 002019/025648 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | JACKSON, MS 39202 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Dec 3, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 185 SHIRLEY DR, COLUMBUS, MS 39702-9310 |
| Document Number | 0020195352 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2778 W JACKSON ST TUPELO MS 388010306, TUPELO, MS 38801-0306 |
| Document Number | 0020195352 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 002019/025352 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 185 Shirley Dr was $1,311, up 0.8% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 (+0.77%) | $13,409 | $89,390 Land $15,000 Building $74,390 |
| 2024 | $1,301.00 (+13.23%) | ||
| 2023 | $1,149.00 | $11,895 | $79,300 Land $15,000 Building $64,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 185 Shirley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 Shirley Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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