185 Sheffield Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 185 Sheffield Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,350 sqft · built 1966
Lot Size	0.52 acres (22,611 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Aug 2023)
Tax Bill	$524 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187890000`

Property Details

APN / Parcel Number

Primary APN	`187890000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	22,611 sqft (0.52 acres)
Garage Type	Carport
Garage Area	351 sqft
Carport	Carport
Carport Area	351 sqft

Location & Zoning

Street Address	185 SHEFFIELD RD
City	RIDGEWAY
State	VA
Zip	24148-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	SHEFFIELD TERRACE LOT 8 SEC B SHEFFIELD RD
Legal Subdivision	B SHEFFIELD TERR SD
Legal Lot Number	8
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2007
Census Tract	10602

Owner

185 Sheffield Rd is owned and occupied by an individual who acquired it in November 2024.

Source: Henry County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Gift Deed, Transfer
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage CARTER BANK & TRUST
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	20233237
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000004110
Record Updated	Sep 20, 2026

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HENRY VA
Recording Date	Oct 8, 2025
Property Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304
Document Number	0250003797
Instrument Date	Oct 8, 2025
Instrument	250003797
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Aug 31, 2023
Property Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304
Document Number	0230003237
Instrument Date	Aug 31, 2023
Instrument	230003237
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304

Mortgage

Document Number	0230003238
Date	Aug 31, 2023
Instrument	230003238

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 20, 2053

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	May 3, 2021
Property Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304
Document Number	210002007
Instrument Date	May 3, 2021
Instrument	210002007
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304

Mortgage

Document Number	210002008
Date	May 3, 2021
Instrument	210002008

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Mar 23, 2017
Property Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304
Document Number	170001118
Instrument Date	Mar 23, 2017
Instrument	170001118
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SHEFFIELD RD, RIDGEWAY, VA 24148-3304

Mortgage

Document Number	170001119
Date	Mar 23, 2017
Instrument	170001119

Lender

Name	AMERICAN NATIONAL BANK AND TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 185 Sheffield Rd was $524.

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$524.00	$94,500 Land $16,500 Building $78,000
2023	$524.00	$94,500 (-) Land $16,500 Building $78,000	$94,500 (-) Land $16,500 Building $78,000
2022	$524.00	$94,500 Land $16,500 Building $78,000	$94,500 (-) Land $16,500 Building $78,000
2021			$94,500 Land $16,500 Building $78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 185 Sheffield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Sheffield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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