185 Segovia Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 185 Segovia Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,496 sqft · built 2003
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Aug 2023)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231360-0000`

Property Details

APN / Parcel Number

Primary APN	`231360-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,607 sqft
1st Floor Area	2,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Lot Width	120 ft Width
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	42 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 SEGOVIA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-41 ST AUG SOUTH UT 8 LOTS 2134 2135 & 2136 OR5816/131
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 8
Legal Block	2
Legal Lot Number	2134
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	21302

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	202367994
Deed Book / Page	5816 / 131
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2023
Property Address	185 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6167
Document Number	0058160131
Book / Page	5816 / 131
Map Reference	MB 8 PG 38-41
Instrument Date	Aug 25, 2023
Instrument	2023067994
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	JACKSONVILLE TITLE AND TRUST LLC, JACKSONVILLE TITLE & TR LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20214 WATERSIDE DR, GERMANTOWN, MD 20874-3739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6167

Mortgage

Document Number	0005816134
Date	Aug 28, 2023
Instrument	5816/134

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,004 (+2.7%)	$515,301 (-1.64%) Land $157,320 Building $357,981
2025	$3,870.00 (+12.6%) Homeowner's exemption	$297,959 (-46.09%)	$523,882 (-5.22%) Land $160,560 Building $363,322
2024	$3,437.00 (-53.41%)
2023	$7,377.00 (+131.18%)	$552,707 (+107.08%)	$552,707 (+3.06%) Land $160,560 Building $392,147
2022	$3,191.00 Homeowner's exemption	$266,904	$536,295 Land $107,520 Building $428,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	18 (1992–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20