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185 SE 3rd St, Bend, OR 97702 Property Records

Deschutes County property record for 185 SE 3rd St, Bend, OR 97702

Property Summary

Property TypeRetail Store
Details1,792 sqft · built 1925
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$3,194 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181204 BB 03100

Property Details

APN / Parcel Number

Primary APN181204 BB 03100
Alternative APNs
  • R1001181204BB03100
  • 106146

Interior

Building Area1,792 sqft Total Area

Exterior

Year BuiltBuilt 1925
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Account Number106146
Old Parcel NumberR1001181204BB03100
Street Address185 SE 3RD ST
CityBEND
StateOR
Zip97702-1364
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal DescriptionLOT:11-12 BLK:4 SUBD:TERMINAL ADDITION SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-BB
Legal Range12E
Legal Township18S
Legal Section04
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionTERMINAL ADDITION
Legal Block4
Legal Lot Number11-12
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1018
Census Tract1501

Owner

Source: Deschutes County records · APN 181204 BB 03100

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 SE 3RD ST, BEND, OR 97702-1364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
AMERITITLE
Mar 12, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
WAFD INC
Apr 25, 2018Trustee's Deed, Construction Loan · Construction Mortgage
BRAND X RENTALS & SALES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 1996
Deed SaleFeb 22, 1996
Deed Document Number9964011819
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Recording DateJun 23, 2026
Property Address185 SE 3RD ST, BEND, OR 97702-1364
Document Number0000018679
Instrument DateJun 12, 2026
Instrument202618679
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERITITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PIKE ST, SEATTLE, WA 98101-3902

Mortgage

Document Number0000018679,
DateJun 23, 2026
Instrument202618679
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 01, 2031
Interest
Rate6.36%
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address185 SE 3RD ST, BEND, OR 97702-1364
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006951
DateMar 12, 2026
Instrument2026-06951
Lender
NameWAFD INC
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term120 Months
DueMar 15, 2036

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDESCHUTES OR
Recording DateApr 25, 2018
Property Address185 SE 3RD ST, BEND, OR 97702-1364
Instrument DateApr 24, 2018
Instrument16400
Transaction TypeConstruction Loan
Record UpdatedMay 04, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 997 SISTERS OR 977590997, SISTERS, OR 97759-0997

Mortgage

Document Number0000016400
DateApr 25, 2018
Instrument16400
Lender
NameBRAND X RENTALS & SALES LLC
Address60720 TEKAMPE RD, BEND, OR 97702-9331
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 24, 2019

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,194.00 (+3.94%)$189,070 (+3%)$397,190 (+2.78%) Land $271,890 Building $125,300
2024$3,073.00 (+7.86%)$183,570 (+3%)$386,440 (-) Land $286,200 Building $100,240
2023$2,849.00$178,230$386,440 Land $286,200 Building $100,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
VFN Holdings
Fiber		2,300 / 2,300
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless Company
Fixed Wireless		700 / 200
Lumen Technologies
DSL · Fiber in parts of the area		140 / 20

May also be available: Verizon, Webformix Company.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OR4100100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BEND
serves 77,704 people
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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