Cumberland Town property record for 185 Scott Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,030 sqft · built 1986 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Feb 2018) |
| Tax Bill | $7,217 (2026) |
| Deeds & Mortgages | Apr 2021 Transfer Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9937-37 |
| Primary APN | 9937-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 5,462 sqft |
| 1st Floor Area | 1,770 sqft |
| Basement Area | 1,794 sqft |
| Unfinished Basement | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 134,600 sqft (3.09 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9937-37 |
|---|---|
| Street Address | 185 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 30 |
| Legal Block | 151 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11405 |
185 Scott Rd is owned and occupied by two individuals who bought it in February 2018.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 16, 2018 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINCL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on File |
| Deed Sale | Feb 16, 2018 · Amount on File |
| Prior Sale | Mar 28, 2008 · Amount on File |
| Deed Book / Page | 1765 / 936 |
| Transfer Doc | 1886-747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 29, 2021 |
| Property Address | 185 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Document Number | 001886-747 |
| Book / Page | 1886 / 747 |
| Instrument | 123680 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 185 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Feb 16, 2018 |
| Property Address | 185 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Document Number | 1765-936 |
| Book / Page | 1765 / 936 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 17650939 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 01765/0939 |
| Name | PACIFIC UNION FINCL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2048 |
The 2026 property tax bill for 185 Scott Rd was $7,217, up 1.9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,217.00 (+1.91%) | $721,000 (+24.91%) Land $266,700 Building $454,300 | $780,003 |
| 2025 | $7,082.00 | $577,200 Land $187,600 Building $389,600 | |
| 2023 | $6,707.00 (+1.18%) | $577,200 (+30.53%) Land $187,600 Building $389,600 | |
| 2022 | $6,629.00 | $442,200 Land $147,400 Building $294,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Scott Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Scott Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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