Harnett County property record for 185 Saunders Ct, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,555 sqft · built 1999 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jun 2008) |
| Tax Bill | $2,398 (2026) |
| Deeds & Mortgages | Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400035488 |
| Primary APN | 1400035488 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,555 sqft Heated Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 594 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1400035488 |
|---|---|
| Street Address | 185 SAUNDERS CT |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-8656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20M |
| Legal Description | LT#22 ELIZABETH GARDENS IMAP#98-385(A) |
| Legal Subdivision | ELIZABETH GARDENS |
| Legal Lot Number | 22 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
185 Saunders Ct is owned and occupied by an individual who bought it in June 2008.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 SAUNDERS CT, SPRING LAKE, NC 28390-8656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2008 · Amount on File |
| Deed Sale | Jun 19, 2008 · Amount on File |
| Deed Document Number | 200810264 |
| Deed Book / Page | 2522 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 185 SAUNDERS CT, SPRING LAKE, NC 28390-8656 |
| Document Number | 0000004541 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 185 SAUNDERS CT SPRING LAKE NC 283908656, SPRING LAKE, NC 28390-8656 |
| Document Number | 0000004541 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 003687/000973 |
| Instrument | 4541 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate | 4.75% |
|---|
The 2026 property tax bill for 185 Saunders Ct was $2,398, up 60.7% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,398.00 (+60.72%) | $312,696 (+55.68%) | $312,696 (+55.68%) Land $37,480 Building $275,216 |
| 2025 | $1,492.00 | $200,852 | $200,852 Land $47,850 Building $153,002 |
| 2023 | $1,492.00 | $200,852 | $200,852 Land $47,850 Building $153,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Saunders Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Saunders Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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