Kane County property record for 185 S Union St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1956 |
| Lot Size | 0.173 acres (7,554 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,790 (Oct 2011) |
| Tax Bill | $4,837 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-126-015 |
| Primary APN | 06-23-126-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 7,554 sqft (0.173 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 185 S UNION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LASEMANS 2ND SUB LOT 7 |
| Legal Subdivision | LASEMANS 2ND SUB |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 851600 |
185 S Union St is owned and occupied by two individuals who bought it in October 2011.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 S UNION ST, ELGIN, IL 60123-6254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2011 · Amount on File |
| Deed Sale | Oct 31, 2011 · Amount on File |
| Prior Sale | Nov 13, 1997 · Amount on File |
| Deed Document Number | 201164680 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 185 S Union St was $4,837 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,837.00 Homeowner's exemption | $71,412 (+8.57%) Land $17,878 Building $53,534 | $214,322 (+8.57%) Land $53,655 Building $160,666 |
| 2024 | $65,775 Land $16,467 Building $49,308 | $197,404 Land $49,421 Building $147,983 | |
| 2022 | $4,178.00 (+4.87%) Homeowner's exemption | $54,183 (+6.96%) Land $13,565 Building $40,618 | $162,549 (+6.96%) Land $40,695 Building $121,854 |
| 2021 | $3,984.00 Homeowner's exemption | $50,657 Land $12,682 Building $37,975 | $151,971 Land $38,046 Building $113,925 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 185 S Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 185 S Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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