185 S Mesa Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 185 S Mesa Rd, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,352 sqft · built 2003
Lot Size	0.233 acres (10,166 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Jul 2023)
Tax Bill	$9,260 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-510-023`

Property Details

APN / Parcel Number

Primary APN	`092-510-023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	10,166 sqft (0.233 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	185 S MESA RD
City	NIPOMO
State	CA
Zip	93444-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 2277 LT 3
Legal Subdivision	TRACT 2277
Legal Tract	2277
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1010
Census Tract	12403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 S MESA RD, NIPOMO, CA 93444-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Grant Deed, Transfer · Conventional Mortgage BRIDGELOCK CAPITAL
Apr 8, 2022	Intrafamily Transfer, Transfer
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	202319543
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	0000015673
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 12, 2023
Property Address	185 S MESA RD, NIPOMO, CA 93444-9144
Document Number	0000019543
Map Reference	MB 19 PG 85
Instrument Date	Jun 13, 2023
Instrument	2023019543
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 W ALAMEDA AVE # A, A, BURBANK, CA 91506-2809

Mortgage

Document Number	0000019544
Date	Jul 12, 2023
Instrument	2023019544

Lender

Name	BRIDGELOCK CAPITAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 8, 2022
Property Address	185 S MESA RD, NIPOMO, CA 93444-9144
Document Number	0000015673
Map Reference	MB 19 PG 85
Instrument Date	Jan 27, 2022
Instrument	2022015673
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	185 S MESA RD, NIPOMO, CA 93444-9144

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	185 S MESA RD, NIPOMO, CA 93444-9144
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 S MESA RD, NIPOMO, CA 93444-9144

Mortgage

Document Number	0000063053
Date	Sep 14, 2021
Instrument	2021063053

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	185 S MESA RD, NIPOMO, CA 93444-9144
Document Number	0000053645
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	185 S MESA RD NIPOMO CA 934449144, NIPOMO, CA 93444-9144

Mortgage

Document Number	0000053645
Date	Nov 21, 2017
Instrument	53645

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$894,744 (+2%) Land $390,150 Building $504,594
2025	$9,260.00 (+56.9%) Homeowner's exemption	$877,200 (+55.27%) Land $382,500 Building $494,700
2023	$5,902.00 (+1.55%) Homeowner's exemption	$564,969 (+2%) Land $200,301 Building $364,668
2022	$5,812.00 Homeowner's exemption	$553,892 Land $196,374 Building $357,518

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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